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Compare jurisdictions, side by side.

Pick up to 4 countries and see residency, company, banking, family, and risk notes line up. No prices, no marketing packages - just the working notes.

 GB flagUnited Kingdom

Europe

HR flagCroatia

Europe

BG flagBulgaria

Europe

OverviewThe United Kingdom is a major global jurisdiction with structured (and competitive) residency, business, and skilled-worker routes. Bordercase coordinates with licensed UK partners for filings.Croatia is a Schengen-member EU country with structured residency routes for skilled workers, digital nomads, and family relocation. Bordercase coordinates with licensed Croatian partners for filings.Bulgaria is an EU member state with competitive corporate tax, structured residency routes, and a well-developed digital infrastructure. Bordercase coordinates with licensed Bulgarian partners for filings.
Best for
  • Founders
  • Skilled workers
  • Global hub
  • Banking
  • English admin
  • Digital nomads
  • Families
  • EU access
  • Coastal living
  • Founders
  • EU access
  • Cost of living
CurrencyGBPEURBGN / EUR transition
LanguageEnglishCroatianBulgarian
Time zoneUTC+0UTC+1UTC+2
EU memberNoYesYes
SchengenNoYesYes
Residency

UK residency routes:

  • Skilled Worker visa - employer-sponsored
  • Innovator Founder visa - for endorsed founders
  • Global Talent visa - for endorsed experts
  • Self-Sponsorship via own company (with substance)
  • Family routes - spouse / partner / dependents
  • Ancestry visa for eligible Commonwealth nationals

Croatian residency routes:

  • Employment-based residence
  • Digital Nomad Residence Permit - remote workers
  • Business / self-employment
  • Family reunification
  • EU citizen-derivative routes

Bulgarian residency routes:

  • Employment-based residence
  • Business / self-employment routes
  • Retirement / pensioner residency
  • Family reunification
  • EU citizen-derivative routes

Permanent residence typically after 5 years.

Company setup

UK Limited companies are widely used internationally. HMRC corporation tax, VAT thresholds, and PSC (people with significant control) reporting apply. Substance expectations have tightened.

d.o.o. (limited liability) is the standard structure; jednostavno d.o.o. is a simplified low-capital variant. Formation involves notary and court registration. Tax and VAT registration follow.

OOD (LLC) and EOOD (single-shareholder LLC) are common structures. Formation is well-documented. Corporate tax is at a flat rate; VAT registration depends on activity.

Banking

Resident banking is mature but onboarding is slow for non-residents. Many international founders use UK EMIs (Revolut, Monzo Business, etc.) alongside high-street accounts. Bordercase coordinates introductions for cross-border cases.

Resident banking is broadly accessible; corporate banking depends on activity. Bordercase coordinates introductions for cross-border cases.

Personal and corporate banking for residents is broadly accessible. Source-of-funds documentation matters for non-standard cases. Bordercase coordinates banking introductions.

Family

Family reunification is supported. Schools (state, private, international) are widely available; competition for top schools is real.

Family reunification is supported. International schools are available in Zagreb and along the coast.

Family reunification is supported. Schools (public, private, English, German, French) are concentrated in Sofia, Plovdiv, and Varna.

Risks

Risks Bordercase watches for in the UK:

  • Tax residency triggers (Statutory Residence Test)
  • Sole-rep / Innovator endorsement standards have tightened
  • Brexit-era operational variation between UK and EU services
  • Sponsorship Compliance for licensed sponsors

Risks Bordercase watches for in Croatia:

  • Tax residency triggers
  • Processing variations
  • Digital nomad permit renewal rules and re-entry constraints

Risks Bordercase watches for in Bulgaria:

  • Tax residency triggers
  • VAT classification on cross-border services
  • Processing variations between regions
  • Euro adoption is in progress - operational planning needed
Documents

Typical UK documents:

  • Passport
  • Certificate of Sponsorship (for sponsored routes)
  • TB test (for certain nationalities)
  • Maintenance funds evidence
  • Apostilled / certified documents for family routes

Typical Croatian residency documents:

  • Passport
  • Criminal record certificate
  • Proof of accommodation
  • Health insurance
  • Employment / income evidence
  • Family certificates

Apostilled and translated to Croatian.

Typical Bulgarian residency documents:

  • Passport
  • Criminal record certificate
  • Proof of address
  • Basis for residence (employment, business, etc.)
  • Health insurance
  • Family certificates

Apostilled and translated to Bulgarian.

Country pages stay the authoritative source. This view is a side-by-side; nothing here promises a particular outcome.