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	Switzerland Europe	Greece Europe	Spain Europe
Overview	Switzerland is a stable, high-quality jurisdiction with structured residency routes - most of them merit-based, contribution-based, or employer-sponsored. Bordercase coordinates with licensed Swiss partners for filings.	Greece offers structured EU residency routes including the Golden Visa investor route, the Digital Nomad Visa, and the Financially Independent Person (FIP) route. Bordercase coordinates with licensed Greek partners for filings and ongoing compliance.	Spain offers structured EU residency routes for individuals, families, and entrepreneurs, including the digital nomad visa introduced under the Startups Law. Bordercase coordinates with licensed Spanish partners for filings.
Best for	HNW Founders Forfait fiscal Stability	Families Remote workers EU access Coastal living	Families Remote workers EU access Cost of living
Currency	CHF	EUR	EUR
Language	German / French / Italian	Greek	Spanish
Time zone	UTC+1	UTC+2	UTC+1
EU member	No	Yes	Yes
Schengen	Yes	Yes	Yes
Residency	Swiss residency routes: Work permit - employer-sponsored, quota-controlled for non-EU Lump-sum taxation (forfait fiscal) - HNW individuals in eligible cantons Business / investor routes EU / EFTA routes - under FMP Family reunification	Greek residency routes: Golden Visa - property investment (thresholds vary by region, recently raised) Digital Nomad Visa - remote workers Financially Independent Person (FIP) - passive-income individuals Employment routes Each route has different residency-day and renewal requirements.	Spanish residency routes: Non-Lucrative Visa - passive income, no employment in Spain Digital Nomad Visa - remote workers and self-employed (Startups Law) Self-Employed Visa Entrepreneur Visa EU citizen-derivative routes The Golden Visa has been phased out for real estate purchases.
Company setup	GmbH and AG are the standard structures. Cantonal variation in tax, registration, and substance treatment is real. Federal and cantonal compliance is precise.	IKE (Private Company), EPE (LLC), and AE (Joint Stock Company) are common structures. Greek tax residency triggers worldwide income reporting; the non-dom regime may apply to eligible high-net-worth relocators.	SL (Sociedad Limitada) is the standard private company. Registration involves NIE / NIF, notary, mercantile registry, and tax registration. Spanish tax residency triggers worldwide income reporting; the Beckham Law (special tax regime) may apply to eligible relocated workers.
Banking	Swiss banking has tightened materially since the 2010s. Personal accounts require residency or strong nexus; corporate banking requires substance and clear source of funds. Bordercase coordinates introductions through current partners.	Personal banking for residents is well established; corporate banking depends on activity. Bordercase coordinates introductions for non-standard structures.	Personal banking for residents is straightforward; corporate banking depends on activity and structure. Bordercase coordinates introductions for non-standard cases.
Family	Family reunification is supported on most permits. Schools (public, private, and international) are widely available; international schools are well-established but selective.	Family reunification is supported on most routes. Schools (public, private, international, English-language) are available in major cities.	Family reunification is supported on most residency routes after a qualifying period. Schools (public, private, international) are widely available; the public system is generally accessible to legal residents.
Risks	Risks Bordercase watches for in Switzerland: Quotas for non-EU work permits Lump-sum taxation eligibility and cantonal variation Banking gatekeeping for non-residents Substance and arm's-length pricing audits	Risks Bordercase watches for in Greece: Property due diligence - especially older buildings Tax residency triggers Non-dom regime conditions Registration timing across municipalities Some routes do not permit employment in Greece without additional permits	Risks Bordercase watches for in Spain: Tax residency triggers - 183 days + centre of interests Beckham Law (special regime) eligibility Autonomous-community tax variation Hacienda audits when planning is unclear Past Schengen overstays must be disclosed
Documents	Typical Swiss residency documents: Passport Employment contract or business plan Criminal record certificate Proof of accommodation Health insurance valid in Switzerland Financial evidence Apostilled and translated where required.	Typical Greek residency documents: Passport Criminal record certificate Proof of income / assets Health insurance valid in Greece Accommodation evidence (deed, lease) AFM (tax number) Apostille and certified Greek translation where required.	Typical Spanish residency documents: Passport NIE (foreigner identification number) Criminal record certificate with apostille Proof of income / assets Health insurance with full cover in Spain Accommodation evidence Marriage / birth certificates for family routes

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