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Bordercase

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Compare jurisdictions, side by side.

Pick up to 4 countries and see residency, company, banking, family, and risk notes line up. No prices, no marketing packages - just the working notes.

 ES flagSpain

Europe

HK flagHong Kong

Asia

UY flagUruguay

Latin America

OverviewSpain offers structured EU residency routes for individuals, families, and entrepreneurs, including the digital nomad visa introduced under the Startups Law. Bordercase coordinates with licensed Spanish partners for filings.Hong Kong remains an active jurisdiction for company formation, banking introductions, and selected residency routes. Bordercase coordinates with licensed Hong Kong company-services and immigration partners.Uruguay is a stable South American jurisdiction with structured residency routes, strong civil infrastructure, and notable second-residence appeal for HNW relocators. Bordercase coordinates with licensed Uruguayan partners.
Best for
  • Families
  • Remote workers
  • EU access
  • Cost of living
  • Founders
  • Banking
  • Holding structures
  • English admin
  • HNW
  • Stable economy
  • Latin America hub
  • Banking
CurrencyEURHKDUYU
LanguageSpanishCantonese / EnglishSpanish
Time zoneUTC+1UTC+8UTC-3
EU memberYesNoNo
SchengenYesNoNo
Residency

Spanish residency routes:

  • Non-Lucrative Visa - passive income, no employment in Spain
  • Digital Nomad Visa - remote workers and self-employed (Startups Law)
  • Self-Employed Visa
  • Entrepreneur Visa
  • EU citizen-derivative routes

The Golden Visa has been phased out for real estate purchases.

Hong Kong residency routes:

  • General Employment Policy (GEP)
  • Quality Migrant Admission Scheme (QMAS)
  • Top Talent Pass Scheme (TTPS)
  • Capital Investment Entrant Scheme (CIES) - recently revived
  • Dependant routes

Uruguayan residency routes:

  • Standard residency - proof of income / qualifying activity
  • Investor route
  • Retirement / pensioner route
  • MERCOSUR fast-track for member-state nationals
  • Family reunification
Company setup

SL (Sociedad Limitada) is the standard private company. Registration involves NIE / NIF, notary, mercantile registry, and tax registration. Spanish tax residency triggers worldwide income reporting; the Beckham Law (special tax regime) may apply to eligible relocated workers.

Hong Kong Limited companies are widely used for trading and holding structures. Annual filings, audited accounts, and a company secretary are required. Substance expectations and BEPS-driven changes affect ongoing planning.

SAS and SA are common structures. DGI tax registration and BPS social-security registration follow.

Banking

Personal banking for residents is straightforward; corporate banking depends on activity and structure. Bordercase coordinates introductions for non-standard cases.

Local banking has tightened materially; some non-resident structures face long onboarding or rejection. EMIs and Singapore / Dubai banking are common alternatives. Bordercase coordinates introductions through current partners.

Residency unlocks personal banking. Uruguay has historically been a HNW banking destination in the region; standards have tightened materially.

Family

Family reunification is supported on most residency routes after a qualifying period. Schools (public, private, international) are widely available; the public system is generally accessible to legal residents.

Family relocation is supported on most residency routes. Schools (local, private, ESF, international) are competitive; international school waitlists are real.

Family reunification is supported. Schools (public, private, bilingual, international) are concentrated in Montevideo and Punta del Este.

Risks

Risks Bordercase watches for in Spain:

  • Tax residency triggers - 183 days + centre of interests
  • Beckham Law (special regime) eligibility
  • Autonomous-community tax variation
  • Hacienda audits when planning is unclear
  • Past Schengen overstays must be disclosed

Risks Bordercase watches for in Hong Kong:

  • Company-only setups without substance face banking and audit friction
  • Banking has tightened materially
  • Political / policy shifts must be factored into long-horizon planning
  • Annual audit and filing discipline is real

Risks Bordercase watches for in Uruguay:

  • Tax residency triggers (the new-resident tax holiday has conditions)
  • Banking documentation and source-of-funds rigor
  • Apostille + Spanish translation requirements
Documents

Typical Spanish residency documents:

  • Passport
  • NIE (foreigner identification number)
  • Criminal record certificate with apostille
  • Proof of income / assets
  • Health insurance with full cover in Spain
  • Accommodation evidence
  • Marriage / birth certificates for family routes

Typical Hong Kong documents:

  • Passport
  • CV
  • Education certificates
  • Employment history
  • Company documents (where applicable)
  • Family certificates with notarisation

Typical Uruguayan documents:

  • Passport
  • Apostilled foreign documents
  • Proof of income or investment
  • Health insurance
  • Spanish translations where required

Country pages stay the authoritative source. This view is a side-by-side; nothing here promises a particular outcome.