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Compare jurisdictions, side by side.

Pick up to 4 countries and see residency, company, banking, family, and risk notes line up. No prices, no marketing packages - just the working notes.

 SK flagSlovakia

Europe

EE flagEstonia

Europe

ES flagSpain

Europe

OverviewSlovakia offers EU residency and corporate structures with a stable regulatory environment and competitive costs. Bordercase coordinates with licensed Slovak partners for filings.Estonia is a strong choice for digital-first founders and consultants because of e-Residency, transparent company administration, and English-friendly digital processes. Bordercase coordinates entity setup and banking readiness for cross-border operators.Spain offers structured EU residency routes for individuals, families, and entrepreneurs, including the digital nomad visa introduced under the Startups Law. Bordercase coordinates with licensed Spanish partners for filings.
Best for
  • Founders
  • EU access
  • Cost of living
  • Founders
  • Digital nomads
  • EU access
  • e-Residency
  • Families
  • Remote workers
  • EU access
  • Cost of living
CurrencyEUREUREUR
LanguageSlovakEstonian / EnglishSpanish
Time zoneUTC+1UTC+2UTC+1
EU memberYesYesYes
SchengenYesYesYes
Residency

Slovak residency routes:

  • Employment-based residence
  • Start-up visa - innovative businesses
  • Business / self-employment
  • Family reunification
  • EU citizen-derivative routes

Estonian residency routes:

  • Start-up visa - for founders of qualifying start-ups
  • Digital nomad visa - for eligible remote workers
  • Work permit - employer-sponsored
  • Family routes - spouse / dependants

Note: e-Residency is NOT a residence permit - it is a digital identity for managing an Estonian company remotely.

Spanish residency routes:

  • Non-Lucrative Visa - passive income, no employment in Spain
  • Digital Nomad Visa - remote workers and self-employed (Startups Law)
  • Self-Employed Visa
  • Entrepreneur Visa
  • EU citizen-derivative routes

The Golden Visa has been phased out for real estate purchases.

Company setup

S.R.O. (private limited) is the standard entity, with relatively low minimum capital and well-established formation processes. VAT registration depends on activity.

OÜ (private limited) is the standard structure, formed online via e-Residency or in person. Reporting obligations are real but proportionate; accounting partners are widely available.

SL (Sociedad Limitada) is the standard private company. Registration involves NIE / NIF, notary, mercantile registry, and tax registration. Spanish tax residency triggers worldwide income reporting; the Beckham Law (special tax regime) may apply to eligible relocated workers.

Banking

Resident banking is straightforward; corporate banking varies by activity. Bordercase coordinates introductions for cross-border cases.

Estonian banks have tightened KYC for non-resident e-residents; many international founders rely on EMIs (Wise, Revolut Business, Payoneer, etc.) for day-to-day banking. Local bank accounts typically require strong substance evidence.

Personal banking for residents is straightforward; corporate banking depends on activity and structure. Bordercase coordinates introductions for non-standard cases.

Family

Family reunification is supported. International schools are available in Bratislava.

Family relocation is supported on the work and start-up visa routes; schooling and healthcare access follow the main applicant's residency.

Family reunification is supported on most residency routes after a qualifying period. Schools (public, private, international) are widely available; the public system is generally accessible to legal residents.

Risks

Risks Bordercase watches for in Slovakia:

  • Tax residency triggers
  • VAT registration timing for cross-border services
  • Processing variations between districts

Common pitfalls Bordercase watches for:

  • Confusing e-Residency with physical residency
  • Banking-only setups without substance - likely flagged
  • Crypto, gambling, and other regulated industries face additional friction
  • Tax residence triggered by 183 days even without a residence permit

Risks Bordercase watches for in Spain:

  • Tax residency triggers - 183 days + centre of interests
  • Beckham Law (special regime) eligibility
  • Autonomous-community tax variation
  • Hacienda audits when planning is unclear
  • Past Schengen overstays must be disclosed
Documents

Typical Slovak residency documents:

  • Passport
  • Criminal record certificate
  • Proof of address
  • Health insurance
  • Employment or business documentation
  • Family certificates with apostille and translation

For e-Residency:

  • Passport
  • Application form
  • Biometric collection at the chosen Estonian embassy or pickup point

For physical residency:

  • Passport
  • Criminal record certificate
  • Proof of income
  • Accommodation evidence
  • Health insurance
  • Business plan (start-up visa)

Typical Spanish residency documents:

  • Passport
  • NIE (foreigner identification number)
  • Criminal record certificate with apostille
  • Proof of income / assets
  • Health insurance with full cover in Spain
  • Accommodation evidence
  • Marriage / birth certificates for family routes

Country pages stay the authoritative source. This view is a side-by-side; nothing here promises a particular outcome.