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	Saint Lucia Central America & Caribbean	Antigua and Barbuda Central America & Caribbean	United Kingdom Europe
Overview	Saint Lucia is a Caribbean jurisdiction with a Citizenship by Investment programme launched in 2016. Bordercase coordinates with authorised local agents.	Antigua and Barbuda is a Caribbean jurisdiction with a long-standing Citizenship by Investment programme and structured residency / corporate options. Bordercase coordinates with authorised local agents.	The United Kingdom is a major global jurisdiction with structured (and competitive) residency, business, and skilled-worker routes. Bordercase coordinates with licensed UK partners for filings.
Best for	Second passport English admin Caribbean residency	Second passport English admin Caribbean residency	Founders Skilled workers Global hub Banking English admin
Currency	XCD	XCD	GBP
Language	English	English	English
Time zone	UTC-4	UTC-4	UTC+0
EU member	No	No	No
Schengen	No	No	No
Residency	Saint Lucia routes: Citizenship by Investment (CBI) via fund contribution or approved real-estate investment Standard work permits Family routes	Antigua & Barbuda routes: Citizenship by Investment (CBI) via fund contribution or qualifying real-estate investment Standard work permits Family routes including spouse, dependent children and parents under conditions	UK residency routes: Skilled Worker visa - employer-sponsored Innovator Founder visa - for endorsed founders Global Talent visa - for endorsed experts Self-Sponsorship via own company (with substance) Family routes - spouse / partner / dependents Ancestry visa for eligible Commonwealth nationals
Company setup	Domestic companies and IBCs are common in international structures.	IBCs are common in international structures. Reporting and substance frameworks have tightened.	UK Limited companies are widely used internationally. HMRC corporation tax, VAT thresholds, and PSC (people with significant control) reporting apply. Substance expectations have tightened.
Banking	Banking is selective. Bordercase coordinates banking introductions through current partners.	Banking is selective. KYC and source-of-funds documentation are central. Bordercase coordinates banking introductions.	Resident banking is mature but onboarding is slow for non-residents. Many international founders use UK EMIs (Revolut, Monzo Business, etc.) alongside high-street accounts. Bordercase coordinates introductions for cross-border cases.
Family	CBI can include qualifying dependents.	CBI applications can include qualifying dependents under conditions.	Family reunification is supported. Schools (state, private, international) are widely available; competition for top schools is real.
Risks	Risks Bordercase watches for in Saint Lucia: Programme parameters change Due diligence has tightened Reputational and revocation risks if information is misrepresented	Risks Bordercase watches for: Programme parameters change Due diligence has tightened Reputational and revocation risks if information is misrepresented	Risks Bordercase watches for in the UK: Tax residency triggers (Statutory Residence Test) Sole-rep / Innovator endorsement standards have tightened Brexit-era operational variation between UK and EU services Sponsorship Compliance for licensed sponsors
Documents	Typical CBI documents: Passport Due diligence questionnaires Source-of-funds evidence (extensive) Family certificates with apostille and translation	Typical CBI documents: Passport Due diligence questionnaires Source-of-funds evidence (extensive) Family certificates with apostille and translation	Typical UK documents: Passport Certificate of Sponsorship (for sponsored routes) TB test (for certain nationalities) Maintenance funds evidence Apostilled / certified documents for family routes

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