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	Saint Kitts and Nevis Central America & Caribbean	Türkiye Europe	Croatia Europe
Overview	Saint Kitts and Nevis is a Caribbean jurisdiction with one of the oldest citizenship-by-investment programmes. Bordercase coordinates with authorised local agents and licensed advisers - citizenship outcomes remain at the discretion of the Citizenship by Investment Unit.	Türkiye offers a range of residency routes from short-term tourist residency to longer-term investor / family / work routes. Bordercase coordinates with licensed Turkish lawyers for filings.	Croatia is a Schengen-member EU country with structured residency routes for skilled workers, digital nomads, and family relocation. Bordercase coordinates with licensed Croatian partners for filings.
Best for	Second passport Caribbean residency Asset planning	Citizenship by investment Cost of living Regional residency Families	Digital nomads Families EU access Coastal living
Currency	XCD / USD	TRY	EUR
Language	English	Turkish	Croatian
Time zone	UTC-4	UTC+3	UTC+1
EU member	No	No	Yes
Schengen	No	No	Yes
Residency	Saint Kitts and Nevis routes: Citizenship by Investment (CBI) via the Sustainable Growth Fund CBI via approved real-estate investment Standard work / family routes Citizenship outcomes remain at the discretion of the Citizenship by Investment Unit.	Türkiye residency routes: Short-term residence permit (1-2 years, renewable) Family permit Work permit - employer-sponsored Student permit Citizenship-by-investment via real estate or qualifying deposits / investments	Croatian residency routes: Employment-based residence Digital Nomad Residence Permit - remote workers Business / self-employment Family reunification EU citizen-derivative routes
Company setup	Nevis IBCs and LLCs are commonly used in international structures. Substance, beneficial ownership disclosure, and AML standards have tightened materially.	Limited Şirket (LLC) and AŞ (Joint Stock) are common structures. Notary registration, tax registration, and a tax representative are typically required.	d.o.o. (limited liability) is the standard structure; jednostavno d.o.o. is a simplified low-capital variant. Formation involves notary and court registration. Tax and VAT registration follow.
Banking	Domestic and offshore banking options exist but have become more selective on KYC and source of funds. Bordercase coordinates banking pack preparation and partner introductions.	Personal banking for residents is broadly accessible; non-resident corporate banking has tightened. Source-of-funds and ownership clarity are central.	Resident banking is broadly accessible; corporate banking depends on activity. Bordercase coordinates introductions for cross-border cases.
Family	CBI applications can include qualifying dependants - spouse, children, and in some cases parents - under specific conditions.	Family reunification is supported on most routes. International schools (English, German, French, Italian) are available in Istanbul and Ankara.	Family reunification is supported. International schools are available in Zagreb and along the coast.
Risks	Risks Bordercase watches for in Saint Kitts: Programme parameters change Due diligence has tightened materially Rejection rates have risen for incomplete or unclear source-of-funds presentations Visa-revocation and reputational risks if information is misrepresented	Risks Bordercase watches for in Türkiye: Restricted residency zones (some districts no longer issue short-term residency to foreigners) Currency volatility on investment routes Shifting policy on the citizenship-by-investment programme Banking documentation requirements tighten regularly	Risks Bordercase watches for in Croatia: Tax residency triggers Processing variations Digital nomad permit renewal rules and re-entry constraints
Documents	Typical CBI documents: Passport Due diligence questionnaires Source-of-funds evidence (extensive) Employment / business documentation Family certificates with apostille and certified translation Police clearance certificates for all countries of residence in the prior 10 years	Typical Türkiye documents: Passport Biometric photos Proof of address Proof of income or savings Health insurance Criminal record certificate Marriage / birth certificates for family Documents apostilled and translated to Turkish.	Typical Croatian residency documents: Passport Criminal record certificate Proof of accommodation Health insurance Employment / income evidence Family certificates Apostilled and translated to Croatian.

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