Compare jurisdictions, side by side.

Saint Kitts and Nevis routes:

• Citizenship by Investment (CBI) via the Sustainable Growth Fund
• CBI via approved real-estate investment
• Standard work / family routes

Citizenship outcomes remain at the discretion of the Citizenship by Investment Unit.

Romanian residency routes:

• Employment-based residence (including the Blue Card)
• Digital Nomad Visa - remote workers
• Business / investor routes
• Family reunification
• EU citizen-derivative routes

Cyprus residency routes:

• Permanent residency by investment (Cat F / Cat 6.2)
• Digital Nomad Visa
• Employment routes (including the international headquartering route)
• Family reunification

The investor citizenship programme is closed.

Nevis IBCs and LLCs are commonly used in international structures. Substance, beneficial ownership disclosure, and AML standards have tightened materially.

SRL (limited liability) is the standard structure. Formation involves notary and trade registry. Microcompany tax regime may apply for small businesses with eligible activities.

Cyprus Limited companies are widely used by international groups for IP, holding, and trading structures. Substance, local director, and accounting requirements have tightened in recent years and must be planned at setup.

Domestic and offshore banking options exist but have become more selective on KYC and source of funds. Bordercase coordinates banking pack preparation and partner introductions.

Personal and corporate banking for residents is broadly accessible. Bordercase coordinates introductions for non-standard cross-border structures.

Cypriot banks have strict KYC and source-of-funds processes following past compliance episodes. EMIs are widely used as supplements. Personal and corporate banking introductions go through vetted partners.

CBI applications can include qualifying dependants - spouse, children, and in some cases parents - under specific conditions.

Family reunification is supported. International schools (English, French, German) are concentrated in Bucharest, Cluj, and Timișoara.

Family reunification is available on most routes. English-language schools (public and private) and healthcare options are widely accessible to legal residents.

Risks Bordercase watches for in Saint Kitts:

• Programme parameters change
• Due diligence has tightened materially
• Rejection rates have risen for incomplete or unclear source-of-funds presentations
• Visa-revocation and reputational risks if information is misrepresented

Risks Bordercase watches for in Romania:

• Tax residency triggers
• Microcompany regime eligibility
• Processing variations between counties
• Schengen entry / exit rules now apply

Common pitfalls in Cyprus cases:

• Post-reform substance requirements underestimated
• Banking timelines longer than expected
• Permanent residency confused with citizenship (different programmes)
• Some sectors face additional KYC scrutiny

Typical CBI documents:

• Passport
• Due diligence questionnaires
• Source-of-funds evidence (extensive)
• Employment / business documentation
• Family certificates with apostille and certified translation
• Police clearance certificates for all countries of residence in the prior 10 years

Typical Romanian residency documents:

• Passport
• Criminal record certificate
• Proof of address
• Basis for residence
• Health insurance
• Family certificates

Apostilled and translated to Romanian.

Typical document pack for Cyprus residency:

• Passport
• Criminal record certificate (apostilled)
• Proof of income / investment
• Health insurance valid in Cyprus
• Accommodation evidence
• Education certificates (for relevant routes)
• Marriage / birth certificates for family routes

For company formation: business plan, ownership-chain documents, and KYC for all ultimate beneficial owners.