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Compare jurisdictions, side by side.

Pick up to 4 countries and see residency, company, banking, family, and risk notes line up. No prices, no marketing packages - just the working notes.

 RO flagRomania

Europe

PL flagPoland

Europe

PY flagParaguay

Latin America

OverviewRomania is an EU member state with structured residency routes, accessible company formation, and competitive costs for founders and remote professionals. Bordercase coordinates with licensed Romanian partners.Poland is a large EU economy with structured routes for skilled workers, founders, and remote professionals - and a growing role as a regional hub for Eastern European operations. Bordercase coordinates with licensed Polish partners for filings.Paraguay offers one of the more accessible residency routes in Latin America for individuals seeking a second residence. Bordercase coordinates with licensed Paraguayan partners for filings.
Best for
  • Founders
  • Digital nomads
  • EU access
  • Cost of living
  • Founders
  • Skilled workers
  • EU access
  • Cost-effective hub
  • Second residency
  • Low day-count
  • Cost of living
  • Latin America
CurrencyRONPLNPYG
LanguageRomanianPolishSpanish / Guaraní
Time zoneUTC+2UTC+1UTC-4
EU memberYesYesNo
SchengenYesYesNo
Residency

Romanian residency routes:

  • Employment-based residence (including the Blue Card)
  • Digital Nomad Visa - remote workers
  • Business / investor routes
  • Family reunification
  • EU citizen-derivative routes

Polish residency routes:

  • Blue Card - high-skilled employees
  • Temporary residence via employment
  • Self-employment / entrepreneur routes
  • Family reunification
  • EU citizen-derivative routes

Permanent residence typically after 5 years.

Paraguay residency routes:

  • Permanent residency via proof of solvency / qualifying income - the standard route
  • Family inclusion on the main application

Physical-presence requirements are relatively low compared to other jurisdictions.

Company setup

SRL (limited liability) is the standard structure. Formation involves notary and trade registry. Microcompany tax regime may apply for small businesses with eligible activities.

Sp. z o.o. (limited liability) is the standard private entity. Online formation via S24 is possible; otherwise notary registration. Tax registration, VAT, and ZUS (social contributions) follow. CIT and the new estonian-style lump-sum CIT regime may apply.

SRL (Limited Liability) and SA (Joint Stock) structures are available; entity setup is well-supported by local partners. Substance and reporting requirements should be confirmed at setup.

Banking

Personal and corporate banking for residents is broadly accessible. Bordercase coordinates introductions for non-standard cross-border structures.

Personal and corporate banking for residents is widely accessible. Non-resident structures take longer; documentation must be tight. Bordercase coordinates introductions where useful.

Personal banking for residents is accessible. Bordercase coordinates introductions and documentation prep.

Family

Family reunification is supported. International schools (English, French, German) are concentrated in Bucharest, Cluj, and Timișoara.

Family reunification is supported on most residency routes. International schools (English, German, French) are concentrated in Warsaw, Kraków, and Wrocław.

Family inclusion on residency applications is supported. Schools (Spanish-language and limited international) are concentrated in Asunción.

Risks

Risks Bordercase watches for in Romania:

  • Tax residency triggers
  • Microcompany regime eligibility
  • Processing variations between counties
  • Schengen entry / exit rules now apply

Risks Bordercase watches for in Poland:

  • Long visa processing in some voivodeships
  • CIT and ZUS planning often gets done late
  • Centre-of-interests analysis for tax residency
  • Estonian-style lump-sum CIT regime eligibility

Risks Bordercase watches for in Paraguay:

  • Residency vs tax residency confusion
  • Document apostille and translation requirements must be tracked carefully
  • Some originating countries are subject to additional scrutiny
  • Real-world banking outside Paraguay may not change because of Paraguayan residency
Documents

Typical Romanian residency documents:

  • Passport
  • Criminal record certificate
  • Proof of address
  • Basis for residence
  • Health insurance
  • Family certificates

Apostilled and translated to Romanian.

Typical Polish residency documents:

  • Passport
  • Criminal record certificate
  • Proof of address
  • Employment contract or business plan
  • Health insurance
  • Marriage / birth certificates for family

Apostilled and translated to Polish.

Typical Paraguay documents:

  • Passport
  • Criminal record certificate (origin country + any country of residence in last 5 years)
  • Marriage / birth certificates for family
  • Proof of income or solvency (savings / pension / business)

All documents apostilled and translated to Spanish.

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