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	Romania Europe	Estonia Europe	Uruguay Latin America	Bahamas Central America & Caribbean
Overview	Romania is an EU member state with structured residency routes, accessible company formation, and competitive costs for founders and remote professionals. Bordercase coordinates with licensed Romanian partners.	Estonia is a strong choice for digital-first founders and consultants because of e-Residency, transparent company administration, and English-friendly digital processes. Bordercase coordinates entity setup and banking readiness for cross-border operators.

Residency	Romanian residency routes: Employment-based residence (including the Blue Card) Digital Nomad Visa - remote workers Business / investor routes Family reunification EU citizen-derivative routes	Estonian residency routes: Start-up visa - for founders of qualifying start-ups Digital nomad visa - for eligible remote workers Work permit - employer-sponsored Family routes - spouse / dependants Note: e-Residency is NOT a residence permit - it is a digital identity for managing an Estonian company remotely.	Uruguayan residency routes: Standard residency - proof of income / qualifying activity Investor route Retirement / pensioner route MERCOSUR fast-track for member-state nationals Family reunification	Bahamian residency routes: Economic Permanent Residence - qualifying property investment Annual residence permits for HNW Work permits - employer-sponsored Family routes

Company setup	SRL (limited liability) is the standard structure. Formation involves notary and trade registry. Microcompany tax regime may apply for small businesses with eligible activities.	OÜ (private limited) is the standard structure, formed online via e-Residency or in person. Reporting obligations are real but proportionate; accounting partners are widely available.	SAS and SA are common structures. DGI tax registration and BPS social-security registration follow.	IBCs (International Business Companies) are widely used; substance and reporting are now real. Funds and family-office structures are common.

Banking	Personal and corporate banking for residents is broadly accessible. Bordercase coordinates introductions for non-standard cross-border structures.	Estonian banks have tightened KYC for non-resident e-residents; many international founders rely on EMIs (Wise, Revolut Business, Payoneer, etc.) for day-to-day banking. Local bank accounts typically require strong substance evidence.	Residency unlocks personal banking. Uruguay has historically been a HNW banking destination in the region; standards have tightened materially.	Banking is selective and source-of-funds focused. Bordercase coordinates introductions through current partners.

Family	Family reunification is supported. International schools (English, French, German) are concentrated in Bucharest, Cluj, and Timișoara.	Family relocation is supported on the work and start-up visa routes; schooling and healthcare access follow the main applicant's residency.	Family reunification is supported. Schools (public, private, bilingual, international) are concentrated in Montevideo and Punta del Este.	Family inclusion is supported on most routes. International schools are concentrated on New Providence.

Risks	Risks Bordercase watches for in Romania: Tax residency triggers Microcompany regime eligibility Processing variations between counties Schengen entry / exit rules now apply	Common pitfalls Bordercase watches for: Confusing e-Residency with physical residency Banking-only setups without substance - likely flagged Crypto, gambling, and other regulated industries face additional friction Tax residence triggered by 183 days even without a residence permit	Risks Bordercase watches for in Uruguay: Tax residency triggers (the new-resident tax holiday has conditions) Banking documentation and source-of-funds rigor Apostille + Spanish translation requirements	Risks Bordercase watches for in the Bahamas: Economic substance reporting Property due diligence Reputational handling around offshore structures

Documents	Typical Romanian residency documents: Passport Criminal record certificate Proof of address Basis for residence Health insurance Family certificates Apostilled and translated to Romanian.	For e-Residency: Passport Application form Biometric collection at the chosen Estonian embassy or pickup point For physical residency: Passport Criminal record certificate Proof of income Accommodation evidence Health insurance Business plan (start-up visa)	Typical Uruguayan documents: Passport Apostilled foreign documents Proof of income or investment Health insurance Spanish translations where required	Typical Bahamian documents: Passport Source-of-funds evidence Health and police clearances Apostilled foreign documents