Compare jurisdictions, side by side.

Romanian residency routes:

• Employment-based residence (including the Blue Card)
• Digital Nomad Visa - remote workers
• Business / investor routes
• Family reunification
• EU citizen-derivative routes

Croatian residency routes:

• Employment-based residence
• Digital Nomad Residence Permit - remote workers
• Business / self-employment
• Family reunification
• EU citizen-derivative routes

BVI presence options:

• Work permits - employer-sponsored
• Residency for HNW under specific programmes
• Limited tourist / business visit arrangements

Common Armenian residency routes:

• Temporary residence - issued for 1 year, renewable; granted for work, study, business, family, or Armenian ancestry
• Permanent residence - typically 5 years renewable; available after qualifying temporary stay or other qualifying ground
• Special residence - 10-year status for individuals of Armenian descent or those of significant value to Armenia
• Family reunification - spouse, children, dependant parents

Many nationalities can enter visa-free or with a simple e-visa for up to 180 days, which is often used to plan the right route.

SRL (limited liability) is the standard structure. Formation involves notary and trade registry. Microcompany tax regime may apply for small businesses with eligible activities.

d.o.o. (limited liability) is the standard structure; jednostavno d.o.o. is a simplified low-capital variant. Formation involves notary and court registration. Tax and VAT registration follow.

BVI Business Companies (BVI BC) are the standard structure. Economic substance applies to relevant activities; UBO reporting is mandatory.

Standard Armenian entities and tax treatment:

• LLC (Sahmanapak Pataskhanatvutyamb Enkerutyun) - the default private entity; fast online formation
• Individual Entrepreneur (IE) - simple setup; Turnover Tax regime at 5% (or category-specific rates) for qualifying small businesses
• IT Sector incentives - certified IT companies have historically benefited from reduced corporate tax and payroll incentives (programmes are revised periodically)
• Standard CIT is 18%; dividend withholding is 5% for residents

Bordercase coordinates structure choice to match real activity and current incentive frameworks.

Personal and corporate banking for residents is broadly accessible. Bordercase coordinates introductions for non-standard cross-border structures.

Resident banking is broadly accessible; corporate banking depends on activity. Bordercase coordinates introductions for cross-border cases.

Banking access has tightened materially; EMIs are common supplements. Bordercase coordinates introductions for cross-border cases.

Personal and corporate banking is broadly accessible through Ameriabank, ACBA Bank, Ardshinbank, and others - typically with USD, EUR, RUB, and AMD accounts. Onboarding is straightforward for clean cases; expect source-of-funds questions for larger flows. Bordercase coordinates introductions where useful.

Family reunification is supported. International schools (English, French, German) are concentrated in Bucharest, Cluj, and Timișoara.

Family reunification is supported. International schools are available in Zagreb and along the coast.

Family inclusion follows the main route. International schools are limited.

Family reunification is supported across most routes. English-language international schools are available in Yerevan. Healthcare is a mix of public and private; private cover is recommended for relocating families.

Risks Bordercase watches for in Romania:

• Tax residency triggers
• Microcompany regime eligibility
• Processing variations between counties
• Schengen entry / exit rules now apply

Risks Bordercase watches for in Croatia:

• Tax residency triggers
• Processing variations
• Digital nomad permit renewal rules and re-entry constraints

Risks Bordercase watches for in the BVI:

• Economic substance reporting
• UBO disclosure and beneficial ownership reform
• Reputational handling around offshore structures

Risks Bordercase watches for in Armenia:

• Tax residency triggers - 183 days makes you tax-resident under Armenian rules
• IT certification scope - incentives apply only to certified, qualifying activities
• Russia/EAEU exposure - Armenia is part of EAEU; some structures benefit from this, others raise sanctions/banking flags
• Source-of-funds scrutiny for non-standard transfer corridors
• Permit renewals - documentation continuity matters across cycles

Typical Romanian residency documents:

• Passport
• Criminal record certificate
• Proof of address
• Basis for residence
• Health insurance
• Family certificates

Apostilled and translated to Romanian.

Typical Croatian residency documents:

• Passport
• Criminal record certificate
• Proof of accommodation
• Health insurance
• Employment / income evidence
• Family certificates

Apostilled and translated to Croatian.

Typical BVI documents:

• Passport
• Source-of-funds evidence
• KYC for all UBOs
• Apostilled foreign documents

Typical Armenian residency documents:

• Passport (6+ months valid)
• Proof of basis (employment, business, study, ancestry, family)
• Proof of accommodation
• Health insurance
• Bank statements / proof of income
• Criminal record certificate (apostilled, where required)
• Marriage / birth certificates for family routes

Apostille and certified translation into Armenian where required.