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Pick up to 4 countries and see residency, company, banking, family, and risk notes line up. No prices, no marketing packages - just the working notes.

RomaniaEurope | ArmeniaEurope | SlovakiaEurope | MontenegroEurope | |
|---|---|---|---|---|
| Overview | Romania is an EU member state with structured residency routes, accessible company formation, and competitive costs for founders and remote professionals. Bordercase coordinates with licensed Romanian partners. | Armenia has become an accessible relocation and operational base since 2022, with a maturing IT sector, simple residency routes, and a competitive tax framework. Bordercase coordinates with licensed Armenian partners for filings. | Slovakia offers EU residency and corporate structures with a stable regulatory environment and competitive costs. Bordercase coordinates with licensed Slovak partners for filings. | Montenegro is a non-EU European country with structured residency routes, EU candidate status, and a growing role as a base for founders and remote workers in the region. Bordercase coordinates with licensed Montenegrin partners. |
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| Currency | RON | AMD | EUR | EUR |
| Language | Romanian | Armenian | Slovak | Montenegrin / Serbian |
| Time zone | UTC+2 | UTC+4 | UTC+1 | UTC+1 |
| EU member | Yes | No | Yes | No |
| Schengen | Yes | No | Yes | No |
| Residency | Romanian residency routes:
| Common Armenian residency routes:
Many nationalities can enter visa-free or with a simple e-visa for up to 180 days, which is often used to plan the right route. | Slovak residency routes:
| Montenegrin residency routes:
Permanent residence typically after 5 years. |
| Company setup | SRL (limited liability) is the standard structure. Formation involves notary and trade registry. Microcompany tax regime may apply for small businesses with eligible activities. | Standard Armenian entities and tax treatment:
Bordercase coordinates structure choice to match real activity and current incentive frameworks. | S.R.O. (private limited) is the standard entity, with relatively low minimum capital and well-established formation processes. VAT registration depends on activity. | DOO (limited liability) is the standard structure. Formation is well-documented and reasonably fast. Tax and VAT registration follow. |
| Banking | Personal and corporate banking for residents is broadly accessible. Bordercase coordinates introductions for non-standard cross-border structures. | Personal and corporate banking is broadly accessible through Ameriabank, ACBA Bank, Ardshinbank, and others - typically with USD, EUR, RUB, and AMD accounts. Onboarding is straightforward for clean cases; expect source-of-funds questions for larger flows. Bordercase coordinates introductions where useful. | Resident banking is straightforward; corporate banking varies by activity. Bordercase coordinates introductions for cross-border cases. | Personal banking for residents is accessible. Corporate banking depends on activity. Bordercase coordinates introductions where useful. |
| Family | Family reunification is supported. International schools (English, French, German) are concentrated in Bucharest, Cluj, and Timișoara. | Family reunification is supported across most routes. English-language international schools are available in Yerevan. Healthcare is a mix of public and private; private cover is recommended for relocating families. | Family reunification is supported. International schools are available in Bratislava. | Family inclusion on residency applications is supported. International schools are available in Podgorica and on the coast. |
| Risks | Risks Bordercase watches for in Romania:
| Risks Bordercase watches for in Armenia:
| Risks Bordercase watches for in Slovakia:
| Risks Bordercase watches for in Montenegro:
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| Documents | Typical Romanian residency documents:
Apostilled and translated to Romanian. | Typical Armenian residency documents:
Apostille and certified translation into Armenian where required. | Typical Slovak residency documents:
| Typical Montenegrin residency documents:
Apostilled and translated. |
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