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Compare jurisdictions, side by side.

Pick up to 4 countries and see residency, company, banking, family, and risk notes line up. No prices, no marketing packages - just the working notes.

 PT flagPortugal

Europe

ES flagSpain

Europe

CL flagChile

Latin America

OverviewPortugal is a popular EU destination for individuals, families, and remote professionals. Bordercase coordinates assessment across the main residency routes and family relocation logistics, working with licensed Portuguese partners for filings.Spain offers structured EU residency routes for individuals, families, and entrepreneurs, including the digital nomad visa introduced under the Startups Law. Bordercase coordinates with licensed Spanish partners for filings.Chile is a stable Latin American economy with structured residency routes, strong civil infrastructure, and growing relevance for international founders. Bordercase coordinates with licensed Chilean partners for filings.
Best for
  • Families
  • Remote workers
  • Founders
  • EU access
  • Families
  • Remote workers
  • EU access
  • Cost of living
  • Latin America hub
  • Stable economy
  • Founders
  • Families
CurrencyEUREURCLP
LanguagePortugueseSpanishSpanish
Time zoneUTC+1UTC+1UTC-4
EU memberYesYesNo
SchengenYesYesNo
Residency

Common Portuguese residency routes:

  • D7 - passive income / pension
  • D8 - digital nomad / remote work
  • D2 - entrepreneur / self-employed
  • D3 - highly qualified workers
  • Tech Visa - eligible tech roles via accredited companies
  • Golden Visa - restricted in scope after recent reforms
  • Family reunification on most permits

Each has different income, residency-day, and renewal requirements.

Spanish residency routes:

  • Non-Lucrative Visa - passive income, no employment in Spain
  • Digital Nomad Visa - remote workers and self-employed (Startups Law)
  • Self-Employed Visa
  • Entrepreneur Visa
  • EU citizen-derivative routes

The Golden Visa has been phased out for real estate purchases.

Chilean residency routes:

  • Temporary residence - employment, retirement, or qualifying activity
  • Investor / entrepreneur routes
  • Family reunification
  • Permanent residence typically after a qualifying temporary period
Company setup

Portugal supports Lda (private limited) and SA (public limited) structures. Tax registration, social security registration, and a Portuguese tax representative are typically required. Substance, accounting, and reporting obligations are real.

SL (Sociedad Limitada) is the standard private company. Registration involves NIE / NIF, notary, mercantile registry, and tax registration. Spanish tax residency triggers worldwide income reporting; the Beckham Law (special tax regime) may apply to eligible relocated workers.

SpA (Sociedad por Acciones), Ltda, and SA are standard structures. SII tax registration, RUT, and patent municipal registration follow.

Banking

Personal accounts are accessible to residents and many non-residents; documentation is structured and predictable. Corporate banking depends on company structure and intended activity; Bordercase coordinates with banking partners for introductions.

Personal banking for residents is straightforward; corporate banking depends on activity and structure. Bordercase coordinates introductions for non-standard cases.

Residency unlocks personal banking. Corporate banking depends on activity. Bordercase coordinates introductions for cross-border cases.

Family

Family reunification is supported on most residency routes. Schools (public, private, and international) are widely available; the public system is generally accessible to legal residents.

Family reunification is supported on most residency routes after a qualifying period. Schools (public, private, international) are widely available; the public system is generally accessible to legal residents.

Family reunification is supported. Schools (public, private, English, German, French) are concentrated in Santiago.

Risks

Risks Bordercase watches for in Portuguese cases:

  • AIMA processing delays (formerly SEF)
  • Misalignment between visa type and actual activity
  • Tax residence triggered by accident - NHR window timing matters
  • Past EU Schengen overstays must be disclosed
  • Real estate vs investment routes have changed materially

Risks Bordercase watches for in Spain:

  • Tax residency triggers - 183 days + centre of interests
  • Beckham Law (special regime) eligibility
  • Autonomous-community tax variation
  • Hacienda audits when planning is unclear
  • Past Schengen overstays must be disclosed

Risks Bordercase watches for in Chile:

  • Tax residency triggers and worldwide-income reporting
  • Processing variations between regions
  • RUT timing for non-residents
Documents

Typical document pack for Portuguese residency:

  • Passport
  • NIF (Portuguese tax number)
  • Proof of accommodation (lease, deed, or invitation)
  • Proof of income or assets (varies by route)
  • Criminal record certificate with apostille
  • Health insurance valid in Portugal
  • Marriage / birth certificates for family routes
  • Certified translations where required

Typical Spanish residency documents:

  • Passport
  • NIE (foreigner identification number)
  • Criminal record certificate with apostille
  • Proof of income / assets
  • Health insurance with full cover in Spain
  • Accommodation evidence
  • Marriage / birth certificates for family routes

Typical Chilean documents:

  • Passport
  • Apostilled foreign documents (birth, marriage, criminal record)
  • Proof of income or investment
  • Health insurance
  • Spanish translations where required

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