Compare jurisdictions, side by side.

Common Portuguese residency routes:

• D7 - passive income / pension
• D8 - digital nomad / remote work
• D2 - entrepreneur / self-employed
• D3 - highly qualified workers
• Tech Visa - eligible tech roles via accredited companies
• Golden Visa - restricted in scope after recent reforms
• Family reunification on most permits

Each has different income, residency-day, and renewal requirements.

Bulgarian residency routes:

• Employment-based residence
• Business / self-employment routes
• Retirement / pensioner residency
• Family reunification
• EU citizen-derivative routes

Permanent residence typically after 5 years.

Grenada routes:

• Citizenship by Investment (CBI) via fund contribution or qualifying real-estate investment
• Standard work permits
• Family routes

Uruguayan residency routes:

• Standard residency - proof of income / qualifying activity
• Investor route
• Retirement / pensioner route
• MERCOSUR fast-track for member-state nationals
• Family reunification

Portugal supports Lda (private limited) and SA (public limited) structures. Tax registration, social security registration, and a Portuguese tax representative are typically required. Substance, accounting, and reporting obligations are real.

OOD (LLC) and EOOD (single-shareholder LLC) are common structures. Formation is well-documented. Corporate tax is at a flat rate; VAT registration depends on activity.

Domestic companies and IBCs are common in international structures.

SAS and SA are common structures. DGI tax registration and BPS social-security registration follow.

Personal accounts are accessible to residents and many non-residents; documentation is structured and predictable. Corporate banking depends on company structure and intended activity; Bordercase coordinates with banking partners for introductions.

Personal and corporate banking for residents is broadly accessible. Source-of-funds documentation matters for non-standard cases. Bordercase coordinates banking introductions.

Banking is selective. Bordercase coordinates banking introductions through current partners.

Residency unlocks personal banking. Uruguay has historically been a HNW banking destination in the region; standards have tightened materially.

Family reunification is supported on most residency routes. Schools (public, private, and international) are widely available; the public system is generally accessible to legal residents.

Family reunification is supported. Schools (public, private, English, German, French) are concentrated in Sofia, Plovdiv, and Varna.

CBI can include qualifying dependents.

Family reunification is supported. Schools (public, private, bilingual, international) are concentrated in Montevideo and Punta del Este.

Risks Bordercase watches for in Portuguese cases:

• AIMA processing delays (formerly SEF)
• Misalignment between visa type and actual activity
• Tax residence triggered by accident - NHR window timing matters
• Past EU Schengen overstays must be disclosed
• Real estate vs investment routes have changed materially

Risks Bordercase watches for in Bulgaria:

• Tax residency triggers
• VAT classification on cross-border services
• Processing variations between regions
• Euro adoption is in progress - operational planning needed

Risks Bordercase watches for in Grenada:

• Programme parameters change
• Due diligence has tightened
• Reputational and revocation risks if information is misrepresented

Risks Bordercase watches for in Uruguay:

• Tax residency triggers (the new-resident tax holiday has conditions)
• Banking documentation and source-of-funds rigor
• Apostille + Spanish translation requirements

Typical document pack for Portuguese residency:

• Passport
• NIF (Portuguese tax number)
• Proof of accommodation (lease, deed, or invitation)
• Proof of income or assets (varies by route)
• Criminal record certificate with apostille
• Health insurance valid in Portugal
• Marriage / birth certificates for family routes
• Certified translations where required

Typical Bulgarian residency documents:

• Passport
• Criminal record certificate
• Proof of address
• Basis for residence (employment, business, etc.)
• Health insurance
• Family certificates

Apostilled and translated to Bulgarian.

Typical CBI documents:

• Passport
• Due diligence questionnaires
• Source-of-funds evidence (extensive)
• Family certificates with apostille and translation

Typical Uruguayan documents:

• Passport
• Apostilled foreign documents
• Proof of income or investment
• Health insurance
• Spanish translations where required