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	Paraguay Latin America	Antigua and Barbuda Central America & Caribbean	Montenegro Europe
Overview	Paraguay offers one of the more accessible residency routes in Latin America for individuals seeking a second residence. Bordercase coordinates with licensed Paraguayan partners for filings.	Antigua and Barbuda is a Caribbean jurisdiction with a long-standing Citizenship by Investment programme and structured residency / corporate options. Bordercase coordinates with authorised local agents.	Montenegro is a non-EU European country with structured residency routes, EU candidate status, and a growing role as a base for founders and remote workers in the region. Bordercase coordinates with licensed Montenegrin partners.
Best for	Second residency Low day-count Cost of living Latin America	Second passport English admin Caribbean residency	Cost of living Coastal living Regional residency
Currency	PYG	XCD	EUR
Language	Spanish / Guaraní	English	Montenegrin / Serbian
Time zone	UTC-4	UTC-4	UTC+1
EU member	No	No	No
Schengen	No	No	No
Residency	Paraguay residency routes: Permanent residency via proof of solvency / qualifying income - the standard route Family inclusion on the main application Physical-presence requirements are relatively low compared to other jurisdictions.	Antigua & Barbuda routes: Citizenship by Investment (CBI) via fund contribution or qualifying real-estate investment Standard work permits Family routes including spouse, dependent children and parents under conditions	Montenegrin residency routes: Temporary residence via employment Business / self-employment Real-estate ownership Family reunification Permanent residence typically after 5 years.
Company setup	SRL (Limited Liability) and SA (Joint Stock) structures are available; entity setup is well-supported by local partners. Substance and reporting requirements should be confirmed at setup.	IBCs are common in international structures. Reporting and substance frameworks have tightened.	DOO (limited liability) is the standard structure. Formation is well-documented and reasonably fast. Tax and VAT registration follow.
Banking	Personal banking for residents is accessible. Bordercase coordinates introductions and documentation prep.	Banking is selective. KYC and source-of-funds documentation are central. Bordercase coordinates banking introductions.	Personal banking for residents is accessible. Corporate banking depends on activity. Bordercase coordinates introductions where useful.
Family	Family inclusion on residency applications is supported. Schools (Spanish-language and limited international) are concentrated in Asunción.	CBI applications can include qualifying dependents under conditions.	Family inclusion on residency applications is supported. International schools are available in Podgorica and on the coast.
Risks	Risks Bordercase watches for in Paraguay: Residency vs tax residency confusion Document apostille and translation requirements must be tracked carefully Some originating countries are subject to additional scrutiny Real-world banking outside Paraguay may not change because of Paraguayan residency	Risks Bordercase watches for: Programme parameters change Due diligence has tightened Reputational and revocation risks if information is misrepresented	Risks Bordercase watches for in Montenegro: Tax residency triggers EU accession dynamics may change rules over time Processing variations between municipalities Schengen entry / exit considerations for travel planning
Documents	Typical Paraguay documents: Passport Criminal record certificate (origin country + any country of residence in last 5 years) Marriage / birth certificates for family Proof of income or solvency (savings / pension / business) All documents apostilled and translated to Spanish.	Typical CBI documents: Passport Due diligence questionnaires Source-of-funds evidence (extensive) Family certificates with apostille and translation	Typical Montenegrin residency documents: Passport Criminal record certificate Proof of accommodation Basis for residence Health insurance Family certificates Apostilled and translated.

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