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 PA flagPanama

Central America & Caribbean

HR flagCroatia

Europe

BS flagBahamas

Central America & Caribbean

OverviewPanama is a long-established jurisdiction for residency and offshore company structures with a stable USD economy. Bordercase coordinates with licensed Panamanian lawyers and corporate-services partners.Croatia is a Schengen-member EU country with structured residency routes for skilled workers, digital nomads, and family relocation. Bordercase coordinates with licensed Croatian partners for filings.The Bahamas is a Caribbean jurisdiction with structured residency routes including the Economic Permanent Residence and an active fund / family-office sector. Bordercase coordinates with licensed Bahamian partners.
Best for
  • Second residency
  • USD economy
  • Asset planning
  • Holding structures
  • Digital nomads
  • Families
  • EU access
  • Coastal living
  • HNW
  • Funds
  • Family offices
  • English admin
CurrencyUSDEURBSD
LanguageSpanishCroatianEnglish
Time zoneUTC-5UTC+1UTC-5
EU memberNoYesNo
SchengenNoYesNo
Residency

Panama residency routes:

  • Friendly Nations Visa - now requires economic tie (employment, real estate, or investment)
  • Qualified Investor Visa - qualifying investment thresholds
  • Pensionado / Retiree Visa - qualifying pension income
  • Family routes

Croatian residency routes:

  • Employment-based residence
  • Digital Nomad Residence Permit - remote workers
  • Business / self-employment
  • Family reunification
  • EU citizen-derivative routes

Bahamian residency routes:

  • Economic Permanent Residence - qualifying property investment
  • Annual residence permits for HNW
  • Work permits - employer-sponsored
  • Family routes
Company setup

Panamanian corporations (SA) and Private Interest Foundations are widely used. Beneficial ownership reporting, CRS / FATCA compliance, and substance discussions have become material; planning must reflect current standards.

d.o.o. (limited liability) is the standard structure; jednostavno d.o.o. is a simplified low-capital variant. Formation involves notary and court registration. Tax and VAT registration follow.

IBCs (International Business Companies) are widely used; substance and reporting are now real. Funds and family-office structures are common.

Banking

Panamanian banking has tightened KYC and source-of-funds requirements. Non-resident applications take time; Bordercase coordinates introductions through current banking partners.

Resident banking is broadly accessible; corporate banking depends on activity. Bordercase coordinates introductions for cross-border cases.

Banking is selective and source-of-funds focused. Bordercase coordinates introductions through current partners.

Family

Family reunification is supported on most residency routes. International schools (English-language and Spanish) are available in Panama City.

Family reunification is supported. International schools are available in Zagreb and along the coast.

Family inclusion is supported on most routes. International schools are concentrated on New Providence.

Risks

Risks Bordercase watches for in Panama:

  • Reputational / de-banking risks for poorly structured offshore-only setups
  • Tax residency analysis for clients with other obligations (CRS / FATCA)
  • Processing delays at Migration
  • UBO reporting is now active

Risks Bordercase watches for in Croatia:

  • Tax residency triggers
  • Processing variations
  • Digital nomad permit renewal rules and re-entry constraints

Risks Bordercase watches for in the Bahamas:

  • Economic substance reporting
  • Property due diligence
  • Reputational handling around offshore structures
Documents

Typical Panama documents:

  • Passport
  • Criminal record certificate (apostilled)
  • Proof of economic tie (employment letter, property deed, or investment evidence)
  • Proof of address
  • Marriage / birth certificates for family

All documents apostilled and translated where required.

Typical Croatian residency documents:

  • Passport
  • Criminal record certificate
  • Proof of accommodation
  • Health insurance
  • Employment / income evidence
  • Family certificates

Apostilled and translated to Croatian.

Typical Bahamian documents:

  • Passport
  • Source-of-funds evidence
  • Health and police clearances
  • Apostilled foreign documents

Country pages stay the authoritative source. This view is a side-by-side; nothing here promises a particular outcome.