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Panama residency routes:

• Friendly Nations Visa - now requires economic tie (employment, real estate, or investment)
• Qualified Investor Visa - qualifying investment thresholds
• Pensionado / Retiree Visa - qualifying pension income
• Family routes

Antigua & Barbuda routes:

• Citizenship by Investment (CBI) via fund contribution or qualifying real-estate investment
• Standard work permits
• Family routes including spouse, dependent children and parents under conditions

Mexican residency routes:

• Temporary resident visa - via investment, employment, or qualifying income
• Permanent resident visa - via qualifying assets, retirement income, or after 4 years of temporary residency
• Family unity routes - for spouse and dependents of permanent residents / citizens
• Student visa

Permanent residency unlocks indefinite stay with work authorisation.

Panamanian corporations (SA) and Private Interest Foundations are widely used. Beneficial ownership reporting, CRS / FATCA compliance, and substance discussions have become material; planning must reflect current standards.

IBCs are common in international structures. Reporting and substance frameworks have tightened.

SA de CV (Sociedad Anónima) and S de RL de CV are the standard private entity types. Formation involves a notary, RFC (tax registration), and IMSS where staff are involved. Mexican tax residency is triggered by primary home and centre of economic interests.

Panamanian banking has tightened KYC and source-of-funds requirements. Non-resident applications take time; Bordercase coordinates introductions through current banking partners.

Banking is selective. KYC and source-of-funds documentation are central. Bordercase coordinates banking introductions.

Resident personal banking is broadly accessible; corporate banking depends on activity and structure. Source of funds and ownership clarity are central. Bordercase coordinates introductions for cross-border cases.

Family reunification is supported on most residency routes. International schools (English-language and Spanish) are available in Panama City.

CBI applications can include qualifying dependents under conditions.

Family reunification is supported on most residency routes. International schools (English, German, French, Japanese) are widely available in major cities; bilingual public and private schools are common.

Risks Bordercase watches for in Panama:

• Reputational / de-banking risks for poorly structured offshore-only setups
• Tax residency analysis for clients with other obligations (CRS / FATCA)
• Processing delays at Migration
• UBO reporting is now active

Risks Bordercase watches for:

• Programme parameters change
• Due diligence has tightened
• Reputational and revocation risks if information is misrepresented

Risks Bordercase watches for in Mexico:

• Centre-of-economic-interests test for tax residency
• Real-estate restrictions in the "restricted zone" (50 km from coast, 100 km from borders) - fideicomiso or Mexican company structure needed
• Income thresholds for temporary / permanent routes change with minimum wage indexation
• Late-stage RFC and CURP registrations

Typical Panama documents:

• Passport
• Criminal record certificate (apostilled)
• Proof of economic tie (employment letter, property deed, or investment evidence)
• Proof of address
• Marriage / birth certificates for family

All documents apostilled and translated where required.

Typical CBI documents:

• Passport
• Due diligence questionnaires
• Source-of-funds evidence (extensive)
• Family certificates with apostille and translation

Typical Mexican documents:

• Passport
• Apostilled foreign documents (birth, marriage, criminal record)
• Proof of income or qualifying assets
• Photographs to specification
• Mexican consular application abroad for most routes