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	Malta Europe	Bahamas Central America & Caribbean	Romania Europe	Dominica Central America & Caribbean
Overview	Malta is an EU member state with established residency, company, and family relocation routes. English is widely spoken and regulatory processes are well documented. Bordercase coordinates with licensed Maltese partners for filings.	The Bahamas is a Caribbean jurisdiction with structured residency routes including the Economic Permanent Residence and an active fund / family-office sector. Bordercase coordinates with licensed Bahamian partners.	Romania is an EU member state with structured residency routes, accessible company formation, and competitive costs for founders and remote professionals. Bordercase coordinates with licensed Romanian partners.	Dominica is a Caribbean jurisdiction with a long-standing Citizenship by Investment programme. Bordercase coordinates with authorised local agents.
Best for	Founders Holding structures EU access English admin	HNW Funds Family offices English admin	Founders Digital nomads EU access Cost of living	Second passport English admin Caribbean residency
Currency	EUR	BSD	RON	XCD
Language	English / Maltese	English	Romanian	English
Time zone	UTC+1	UTC-5	UTC+2	UTC-4
EU member	Yes	No	Yes	No
Schengen	Yes	No	Yes	No
Residency	Maltese residency routes: Nomad Residence Permit - eligible remote workers Malta Permanent Residency Programme (MPRP) - investor route Employment routes Family reunification The citizenship-by-naturalisation-for-exceptional-services programme is closed to new applicants.	Bahamian residency routes: Economic Permanent Residence - qualifying property investment Annual residence permits for HNW Work permits - employer-sponsored Family routes	Romanian residency routes: Employment-based residence (including the Blue Card) Digital Nomad Visa - remote workers Business / investor routes Family reunification EU citizen-derivative routes	Dominica routes: Citizenship by Investment (CBI) via fund contribution or approved real-estate investment Standard work permits Family routes
Company setup	Maltese companies are commonly used for trading, IP holding, and gaming / fintech structures. Substance, accounting, and tax-refund mechanisms are well established but require careful structuring.	IBCs (International Business Companies) are widely used; substance and reporting are now real. Funds and family-office structures are common.	SRL (limited liability) is the standard structure. Formation involves notary and trade registry. Microcompany tax regime may apply for small businesses with eligible activities.	Domestic companies and IBCs are common in international structures.
Banking	Local banking has tightened; EMIs are common supplements. Bordercase coordinates banking introductions through partners with current relationships.	Banking is selective and source-of-funds focused. Bordercase coordinates introductions through current partners.	Personal and corporate banking for residents is broadly accessible. Bordercase coordinates introductions for non-standard cross-border structures.	Banking is selective. Bordercase coordinates banking introductions through current partners.
Family	Family reunification is supported on most routes. Schooling and healthcare are accessible to legal residents.	Family inclusion is supported on most routes. International schools are concentrated on New Providence.	Family reunification is supported. International schools (English, French, German) are concentrated in Bucharest, Cluj, and Timișoara.	CBI can include qualifying dependents.
Risks	Risks Bordercase watches for in Malta: Substance requirements (real operations, real director time) Tax classification disputes Banking timelines - EU-wide AML pressure EU anti-abuse rules tighten ongoing	Risks Bordercase watches for in the Bahamas: Economic substance reporting Property due diligence Reputational handling around offshore structures	Risks Bordercase watches for in Romania: Tax residency triggers Microcompany regime eligibility Processing variations between counties Schengen entry / exit rules now apply	Risks Bordercase watches for in Dominica: Programme parameters change Due diligence has tightened Reputational and revocation risks if information is misrepresented
Documents	Standard EU residency document pack for Malta: Passport Criminal record certificate Proof of income Health insurance Accommodation evidence Marriage / birth certificates for family routes Apostille or legalisation where required.	Typical Bahamian documents: Passport Source-of-funds evidence Health and police clearances Apostilled foreign documents	Typical Romanian residency documents: Passport Criminal record certificate Proof of address Basis for residence Health insurance Family certificates Apostilled and translated to Romanian.	Typical CBI documents: Passport Due diligence questionnaires Source-of-funds evidence (extensive) Family certificates with apostille and translation

Malta

Europe

Bahamas

Central America & Caribbean

Romania

Europe

Dominica

Central America & Caribbean

Overview

Malta is an EU member state with established residency, company, and family relocation routes. English is widely spoken and regulatory processes are well documented. Bordercase coordinates with licensed Maltese partners for filings.

The Bahamas is a Caribbean jurisdiction with structured residency routes including the Economic Permanent Residence and an active fund / family-office sector. Bordercase coordinates with licensed Bahamian partners.

Romania is an EU member state with structured residency routes, accessible company formation, and competitive costs for founders and remote professionals. Bordercase coordinates with licensed Romanian partners.

Dominica is a Caribbean jurisdiction with a long-standing Citizenship by Investment programme. Bordercase coordinates with authorised local agents.

Best for

Founders
Holding structures
EU access
English admin

HNW
Funds
Family offices
English admin

Founders
Digital nomads
EU access
Cost of living

Second passport
English admin
Caribbean residency

Currency

EUR

BSD

RON

XCD

Language

English / Maltese

English

Romanian

English

Time zone

UTC+1

UTC-5

UTC+2

UTC-4

EU member

Yes

Schengen

Yes

Residency

Maltese residency routes:

Nomad Residence Permit - eligible remote workers
Malta Permanent Residency Programme (MPRP) - investor route
Employment routes
Family reunification

The citizenship-by-naturalisation-for-exceptional-services programme is closed to new applicants.

Bahamian residency routes:

Economic Permanent Residence - qualifying property investment
Annual residence permits for HNW
Work permits - employer-sponsored
Family routes

Romanian residency routes:

Employment-based residence (including the Blue Card)
Digital Nomad Visa - remote workers
Business / investor routes
Family reunification
EU citizen-derivative routes

Dominica routes:

Citizenship by Investment (CBI) via fund contribution or approved real-estate investment
Standard work permits
Family routes

Company setup

Maltese companies are commonly used for trading, IP holding, and gaming / fintech structures. Substance, accounting, and tax-refund mechanisms are well established but require careful structuring.

IBCs (International Business Companies) are widely used; substance and reporting are now real. Funds and family-office structures are common.

SRL (limited liability) is the standard structure. Formation involves notary and trade registry. Microcompany tax regime may apply for small businesses with eligible activities.

Domestic companies and IBCs are common in international structures.

Banking

Local banking has tightened; EMIs are common supplements. Bordercase coordinates banking introductions through partners with current relationships.

Banking is selective and source-of-funds focused. Bordercase coordinates introductions through current partners.

Personal and corporate banking for residents is broadly accessible. Bordercase coordinates introductions for non-standard cross-border structures.

Banking is selective. Bordercase coordinates banking introductions through current partners.

Family

Family reunification is supported on most routes. Schooling and healthcare are accessible to legal residents.

Family inclusion is supported on most routes. International schools are concentrated on New Providence.

Family reunification is supported. International schools (English, French, German) are concentrated in Bucharest, Cluj, and Timișoara.

CBI can include qualifying dependents.

Risks

Risks Bordercase watches for in Malta:

Substance requirements (real operations, real director time)
Tax classification disputes
Banking timelines - EU-wide AML pressure
EU anti-abuse rules tighten ongoing

Risks Bordercase watches for in the Bahamas:

Economic substance reporting
Property due diligence
Reputational handling around offshore structures

Risks Bordercase watches for in Romania:

Tax residency triggers
Microcompany regime eligibility
Processing variations between counties
Schengen entry / exit rules now apply

Risks Bordercase watches for in Dominica:

Programme parameters change
Due diligence has tightened
Reputational and revocation risks if information is misrepresented

Documents

Standard EU residency document pack for Malta:

Passport
Criminal record certificate
Proof of income
Health insurance
Accommodation evidence
Marriage / birth certificates for family routes

Apostille or legalisation where required.

Typical Bahamian documents:

Passport
Source-of-funds evidence
Health and police clearances
Apostilled foreign documents

Typical Romanian residency documents:

Passport
Criminal record certificate
Proof of address
Basis for residence
Health insurance
Family certificates

Apostilled and translated to Romanian.

Typical CBI documents:

Passport
Due diligence questionnaires
Source-of-funds evidence (extensive)
Family certificates with apostille and translation