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Maltese residency routes:

• Nomad Residence Permit - eligible remote workers
• Malta Permanent Residency Programme (MPRP) - investor route
• Employment routes
• Family reunification

The citizenship-by-naturalisation-for-exceptional-services programme is closed to new applicants.

Common Armenian residency routes:

• Temporary residence - issued for 1 year, renewable; granted for work, study, business, family, or Armenian ancestry
• Permanent residence - typically 5 years renewable; available after qualifying temporary stay or other qualifying ground
• Special residence - 10-year status for individuals of Armenian descent or those of significant value to Armenia
• Family reunification - spouse, children, dependant parents

Many nationalities can enter visa-free or with a simple e-visa for up to 180 days, which is often used to plan the right route.

Italian residency routes:

• Elective Residency Visa - passive income, no employment in Italy
• Self-employment visa (within quota)
• Entrepreneur visa
• Investor visa
• Digital nomad / remote worker - for qualified professionals

Flat-tax regime (Article 24-bis) and impatriate regime may apply.

Maltese companies are commonly used for trading, IP holding, and gaming / fintech structures. Substance, accounting, and tax-refund mechanisms are well established but require careful structuring.

Standard Armenian entities and tax treatment:

• LLC (Sahmanapak Pataskhanatvutyamb Enkerutyun) - the default private entity; fast online formation
• Individual Entrepreneur (IE) - simple setup; Turnover Tax regime at 5% (or category-specific rates) for qualifying small businesses
• IT Sector incentives - certified IT companies have historically benefited from reduced corporate tax and payroll incentives (programmes are revised periodically)
• Standard CIT is 18%; dividend withholding is 5% for residents

Bordercase coordinates structure choice to match real activity and current incentive frameworks.

SRL (Limited Liability Company) and SRL Semplificata are the standard structures. Italian tax residency triggers worldwide reporting; the flat-tax regime for new residents (article 24-bis) and the impatriate regime may apply to eligible individuals.

Local banking has tightened; EMIs are common supplements. Bordercase coordinates banking introductions through partners with current relationships.

Personal and corporate banking is broadly accessible through Ameriabank, ACBA Bank, Ardshinbank, and others - typically with USD, EUR, RUB, and AMD accounts. Onboarding is straightforward for clean cases; expect source-of-funds questions for larger flows. Bordercase coordinates introductions where useful.

Resident banking is straightforward; corporate banking and certain non-standard structures require coordination. Bordercase introduces banking partners where useful.

Family reunification is supported on most routes. Schooling and healthcare are accessible to legal residents.

Family reunification is supported across most routes. English-language international schools are available in Yerevan. Healthcare is a mix of public and private; private cover is recommended for relocating families.

Family reunification is supported. Public and private schools are widely available; international schools are concentrated in major cities.

Risks Bordercase watches for in Malta:

• Substance requirements (real operations, real director time)
• Tax classification disputes
• Banking timelines - EU-wide AML pressure
• EU anti-abuse rules tighten ongoing

Risks Bordercase watches for in Armenia:

• Tax residency triggers - 183 days makes you tax-resident under Armenian rules
• IT certification scope - incentives apply only to certified, qualifying activities
• Russia/EAEU exposure - Armenia is part of EAEU; some structures benefit from this, others raise sanctions/banking flags
• Source-of-funds scrutiny for non-standard transfer corridors
• Permit renewals - documentation continuity matters across cycles

Risks Bordercase watches for in Italy:

• Tax residency triggers
• Flat-tax regime eligibility and possible revocation
• Regional administrative variation
• Language and bureaucratic friction
• Impatriate regime conditions vary

Standard EU residency document pack for Malta:

• Passport
• Criminal record certificate
• Proof of income
• Health insurance
• Accommodation evidence
• Marriage / birth certificates for family routes

Apostille or legalisation where required.

Typical Armenian residency documents:

• Passport (6+ months valid)
• Proof of basis (employment, business, study, ancestry, family)
• Proof of accommodation
• Health insurance
• Bank statements / proof of income
• Criminal record certificate (apostilled, where required)
• Marriage / birth certificates for family routes

Apostille and certified translation into Armenian where required.

Typical Italian residency documents:

• Passport
• Criminal record certificate
• Proof of income (significant for elective residency)
• Health insurance valid in Italy
• Accommodation evidence
• Codice fiscale (tax number)

Apostille and certified Italian translation where required.