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Bordercase

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Compare jurisdictions, side by side.

Pick up to 4 countries and see residency, company, banking, family, and risk notes line up. No prices, no marketing packages - just the working notes.

 HK flagHong Kong

Asia

BS flagBahamas

Central America & Caribbean

ES flagSpain

Europe

OverviewHong Kong remains an active jurisdiction for company formation, banking introductions, and selected residency routes. Bordercase coordinates with licensed Hong Kong company-services and immigration partners.The Bahamas is a Caribbean jurisdiction with structured residency routes including the Economic Permanent Residence and an active fund / family-office sector. Bordercase coordinates with licensed Bahamian partners.Spain offers structured EU residency routes for individuals, families, and entrepreneurs, including the digital nomad visa introduced under the Startups Law. Bordercase coordinates with licensed Spanish partners for filings.
Best for
  • Founders
  • Banking
  • Holding structures
  • English admin
  • HNW
  • Funds
  • Family offices
  • English admin
  • Families
  • Remote workers
  • EU access
  • Cost of living
CurrencyHKDBSDEUR
LanguageCantonese / EnglishEnglishSpanish
Time zoneUTC+8UTC-5UTC+1
EU memberNoNoYes
SchengenNoNoYes
Residency

Hong Kong residency routes:

  • General Employment Policy (GEP)
  • Quality Migrant Admission Scheme (QMAS)
  • Top Talent Pass Scheme (TTPS)
  • Capital Investment Entrant Scheme (CIES) - recently revived
  • Dependant routes

Bahamian residency routes:

  • Economic Permanent Residence - qualifying property investment
  • Annual residence permits for HNW
  • Work permits - employer-sponsored
  • Family routes

Spanish residency routes:

  • Non-Lucrative Visa - passive income, no employment in Spain
  • Digital Nomad Visa - remote workers and self-employed (Startups Law)
  • Self-Employed Visa
  • Entrepreneur Visa
  • EU citizen-derivative routes

The Golden Visa has been phased out for real estate purchases.

Company setup

Hong Kong Limited companies are widely used for trading and holding structures. Annual filings, audited accounts, and a company secretary are required. Substance expectations and BEPS-driven changes affect ongoing planning.

IBCs (International Business Companies) are widely used; substance and reporting are now real. Funds and family-office structures are common.

SL (Sociedad Limitada) is the standard private company. Registration involves NIE / NIF, notary, mercantile registry, and tax registration. Spanish tax residency triggers worldwide income reporting; the Beckham Law (special tax regime) may apply to eligible relocated workers.

Banking

Local banking has tightened materially; some non-resident structures face long onboarding or rejection. EMIs and Singapore / Dubai banking are common alternatives. Bordercase coordinates introductions through current partners.

Banking is selective and source-of-funds focused. Bordercase coordinates introductions through current partners.

Personal banking for residents is straightforward; corporate banking depends on activity and structure. Bordercase coordinates introductions for non-standard cases.

Family

Family relocation is supported on most residency routes. Schools (local, private, ESF, international) are competitive; international school waitlists are real.

Family inclusion is supported on most routes. International schools are concentrated on New Providence.

Family reunification is supported on most residency routes after a qualifying period. Schools (public, private, international) are widely available; the public system is generally accessible to legal residents.

Risks

Risks Bordercase watches for in Hong Kong:

  • Company-only setups without substance face banking and audit friction
  • Banking has tightened materially
  • Political / policy shifts must be factored into long-horizon planning
  • Annual audit and filing discipline is real

Risks Bordercase watches for in the Bahamas:

  • Economic substance reporting
  • Property due diligence
  • Reputational handling around offshore structures

Risks Bordercase watches for in Spain:

  • Tax residency triggers - 183 days + centre of interests
  • Beckham Law (special regime) eligibility
  • Autonomous-community tax variation
  • Hacienda audits when planning is unclear
  • Past Schengen overstays must be disclosed
Documents

Typical Hong Kong documents:

  • Passport
  • CV
  • Education certificates
  • Employment history
  • Company documents (where applicable)
  • Family certificates with notarisation

Typical Bahamian documents:

  • Passport
  • Source-of-funds evidence
  • Health and police clearances
  • Apostilled foreign documents

Typical Spanish residency documents:

  • Passport
  • NIE (foreigner identification number)
  • Criminal record certificate with apostille
  • Proof of income / assets
  • Health insurance with full cover in Spain
  • Accommodation evidence
  • Marriage / birth certificates for family routes

Country pages stay the authoritative source. This view is a side-by-side; nothing here promises a particular outcome.