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	Greece Europe	Montenegro Europe
Overview	Greece offers structured EU residency routes including the Golden Visa investor route, the Digital Nomad Visa, and the Financially Independent Person (FIP) route. Bordercase coordinates with licensed Greek partners for filings and ongoing compliance.	Montenegro is a non-EU European country with structured residency routes, EU candidate status, and a growing role as a base for founders and remote workers in the region. Bordercase coordinates with licensed Montenegrin partners.
Best for	Families Remote workers EU access Coastal living	Cost of living Coastal living Regional residency
Currency	EUR	EUR
Language	Greek	Montenegrin / Serbian
Time zone	UTC+2	UTC+1
EU member	Yes	No
Schengen	Yes	No
Residency	Greek residency routes: Golden Visa - property investment (thresholds vary by region, recently raised) Digital Nomad Visa - remote workers Financially Independent Person (FIP) - passive-income individuals Employment routes Each route has different residency-day and renewal requirements.	Montenegrin residency routes: Temporary residence via employment Business / self-employment Real-estate ownership Family reunification Permanent residence typically after 5 years.
Company setup	IKE (Private Company), EPE (LLC), and AE (Joint Stock Company) are common structures. Greek tax residency triggers worldwide income reporting; the non-dom regime may apply to eligible high-net-worth relocators.	DOO (limited liability) is the standard structure. Formation is well-documented and reasonably fast. Tax and VAT registration follow.
Banking	Personal banking for residents is well established; corporate banking depends on activity. Bordercase coordinates introductions for non-standard structures.	Personal banking for residents is accessible. Corporate banking depends on activity. Bordercase coordinates introductions where useful.
Family	Family reunification is supported on most routes. Schools (public, private, international, English-language) are available in major cities.	Family inclusion on residency applications is supported. International schools are available in Podgorica and on the coast.
Risks	Risks Bordercase watches for in Greece: Property due diligence - especially older buildings Tax residency triggers Non-dom regime conditions Registration timing across municipalities Some routes do not permit employment in Greece without additional permits	Risks Bordercase watches for in Montenegro: Tax residency triggers EU accession dynamics may change rules over time Processing variations between municipalities Schengen entry / exit considerations for travel planning
Documents	Typical Greek residency documents: Passport Criminal record certificate Proof of income / assets Health insurance valid in Greece Accommodation evidence (deed, lease) AFM (tax number) Apostille and certified Greek translation where required.	Typical Montenegrin residency documents: Passport Criminal record certificate Proof of accommodation Basis for residence Health insurance Family certificates Apostilled and translated.

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