Compare jurisdictions, side by side.

Greek residency routes:

• Golden Visa - property investment (thresholds vary by region, recently raised)
• Digital Nomad Visa - remote workers
• Financially Independent Person (FIP) - passive-income individuals
• Employment routes

Each route has different residency-day and renewal requirements.

Estonian residency routes:

• Start-up visa - for founders of qualifying start-ups
• Digital nomad visa - for eligible remote workers
• Work permit - employer-sponsored
• Family routes - spouse / dependants

Note: e-Residency is NOT a residence permit - it is a digital identity for managing an Estonian company remotely.

Romanian residency routes:

• Employment-based residence (including the Blue Card)
• Digital Nomad Visa - remote workers
• Business / investor routes
• Family reunification
• EU citizen-derivative routes

Hong Kong residency routes:

• General Employment Policy (GEP)
• Quality Migrant Admission Scheme (QMAS)
• Top Talent Pass Scheme (TTPS)
• Capital Investment Entrant Scheme (CIES) - recently revived
• Dependant routes

IKE (Private Company), EPE (LLC), and AE (Joint Stock Company) are common structures. Greek tax residency triggers worldwide income reporting; the non-dom regime may apply to eligible high-net-worth relocators.

OÜ (private limited) is the standard structure, formed online via e-Residency or in person. Reporting obligations are real but proportionate; accounting partners are widely available.

SRL (limited liability) is the standard structure. Formation involves notary and trade registry. Microcompany tax regime may apply for small businesses with eligible activities.

Hong Kong Limited companies are widely used for trading and holding structures. Annual filings, audited accounts, and a company secretary are required. Substance expectations and BEPS-driven changes affect ongoing planning.

Personal banking for residents is well established; corporate banking depends on activity. Bordercase coordinates introductions for non-standard structures.

Estonian banks have tightened KYC for non-resident e-residents; many international founders rely on EMIs (Wise, Revolut Business, Payoneer, etc.) for day-to-day banking. Local bank accounts typically require strong substance evidence.

Personal and corporate banking for residents is broadly accessible. Bordercase coordinates introductions for non-standard cross-border structures.

Local banking has tightened materially; some non-resident structures face long onboarding or rejection. EMIs and Singapore / Dubai banking are common alternatives. Bordercase coordinates introductions through current partners.

Family reunification is supported on most routes. Schools (public, private, international, English-language) are available in major cities.

Family relocation is supported on the work and start-up visa routes; schooling and healthcare access follow the main applicant's residency.

Family reunification is supported. International schools (English, French, German) are concentrated in Bucharest, Cluj, and Timișoara.

Family relocation is supported on most residency routes. Schools (local, private, ESF, international) are competitive; international school waitlists are real.

Risks Bordercase watches for in Greece:

• Property due diligence - especially older buildings
• Tax residency triggers
• Non-dom regime conditions
• Registration timing across municipalities
• Some routes do not permit employment in Greece without additional permits

Common pitfalls Bordercase watches for:

• Confusing e-Residency with physical residency
• Banking-only setups without substance - likely flagged
• Crypto, gambling, and other regulated industries face additional friction
• Tax residence triggered by 183 days even without a residence permit

Risks Bordercase watches for in Romania:

• Tax residency triggers
• Microcompany regime eligibility
• Processing variations between counties
• Schengen entry / exit rules now apply

Risks Bordercase watches for in Hong Kong:

• Company-only setups without substance face banking and audit friction
• Banking has tightened materially
• Political / policy shifts must be factored into long-horizon planning
• Annual audit and filing discipline is real

Typical Greek residency documents:

• Passport
• Criminal record certificate
• Proof of income / assets
• Health insurance valid in Greece
• Accommodation evidence (deed, lease)
• AFM (tax number)

Apostille and certified Greek translation where required.

For e-Residency:

• Passport
• Application form
• Biometric collection at the chosen Estonian embassy or pickup point

For physical residency:

• Passport
• Criminal record certificate
• Proof of income
• Accommodation evidence
• Health insurance
• Business plan (start-up visa)

Typical Romanian residency documents:

• Passport
• Criminal record certificate
• Proof of address
• Basis for residence
• Health insurance
• Family certificates

Apostilled and translated to Romanian.

Typical Hong Kong documents:

• Passport
• CV
• Education certificates
• Employment history
• Company documents (where applicable)
• Family certificates with notarisation