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Compare jurisdictions, side by side.

Pick up to 4 countries and see residency, company, banking, family, and risk notes line up. No prices, no marketing packages - just the working notes.

 DE flagGermany

Europe

GB flagUnited Kingdom

Europe

RO flagRomania

Europe

OverviewGermany is the largest EU economy and a strong destination for skilled professionals, founders, and remote workers (under specific routes). Bordercase coordinates with licensed German partners for filings.The United Kingdom is a major global jurisdiction with structured (and competitive) residency, business, and skilled-worker routes. Bordercase coordinates with licensed UK partners for filings.Romania is an EU member state with structured residency routes, accessible company formation, and competitive costs for founders and remote professionals. Bordercase coordinates with licensed Romanian partners.
Best for
  • Founders
  • Skilled workers
  • EU access
  • Families
  • Founders
  • Skilled workers
  • Global hub
  • Banking
  • English admin
  • Founders
  • Digital nomads
  • EU access
  • Cost of living
CurrencyEURGBPRON
LanguageGermanEnglishRomanian
Time zoneUTC+1UTC+0UTC+2
EU memberYesNoYes
SchengenYesNoYes
Residency

German residency routes:

  • Blue Card - high-skilled employees
  • Freiberufler / Selbständig - freelancer / self-employed
  • Employer-sponsored work permits
  • Entrepreneur visa
  • Family reunification

Permanent residence typically after 5 years (faster on Blue Card).

UK residency routes:

  • Skilled Worker visa - employer-sponsored
  • Innovator Founder visa - for endorsed founders
  • Global Talent visa - for endorsed experts
  • Self-Sponsorship via own company (with substance)
  • Family routes - spouse / partner / dependents
  • Ancestry visa for eligible Commonwealth nationals

Romanian residency routes:

  • Employment-based residence (including the Blue Card)
  • Digital Nomad Visa - remote workers
  • Business / investor routes
  • Family reunification
  • EU citizen-derivative routes
Company setup

GmbH and UG (haftungsbeschränkt) are common structures. Notary involvement is required for formation. Tax registration, trade registration (Gewerbeanmeldung), and German GAAP / tax accounting standards apply.

UK Limited companies are widely used internationally. HMRC corporation tax, VAT thresholds, and PSC (people with significant control) reporting apply. Substance expectations have tightened.

SRL (limited liability) is the standard structure. Formation involves notary and trade registry. Microcompany tax regime may apply for small businesses with eligible activities.

Banking

Personal banking for residents is well established; certain non-resident structures take longer. SCHUFA history is relevant for residents. Bordercase coordinates introductions for cross-border cases.

Resident banking is mature but onboarding is slow for non-residents. Many international founders use UK EMIs (Revolut, Monzo Business, etc.) alongside high-street accounts. Bordercase coordinates introductions for cross-border cases.

Personal and corporate banking for residents is broadly accessible. Bordercase coordinates introductions for non-standard cross-border structures.

Family

Family reunification is well supported. Schools (public, private, bilingual, and international) are widely available; international schools are concentrated in major cities.

Family reunification is supported. Schools (state, private, international) are widely available; competition for top schools is real.

Family reunification is supported. International schools (English, French, German) are concentrated in Bucharest, Cluj, and Timișoara.

Risks

Risks Bordercase watches for in Germany:

  • Tax residency triggers (183 days + centre of interests)
  • Late VAT registration on cross-border services
  • Language and bureaucratic friction in some Länder
  • Freiberufler vs Gewerbe classification disputes

Risks Bordercase watches for in the UK:

  • Tax residency triggers (Statutory Residence Test)
  • Sole-rep / Innovator endorsement standards have tightened
  • Brexit-era operational variation between UK and EU services
  • Sponsorship Compliance for licensed sponsors

Risks Bordercase watches for in Romania:

  • Tax residency triggers
  • Microcompany regime eligibility
  • Processing variations between counties
  • Schengen entry / exit rules now apply
Documents

Typical German residency documents:

  • Passport
  • Recognised qualifications (where required)
  • Contract or business plan
  • Accommodation evidence (Anmeldung)
  • Health insurance
  • Family certificates

Apostilled and translated to German.

Typical UK documents:

  • Passport
  • Certificate of Sponsorship (for sponsored routes)
  • TB test (for certain nationalities)
  • Maintenance funds evidence
  • Apostilled / certified documents for family routes

Typical Romanian residency documents:

  • Passport
  • Criminal record certificate
  • Proof of address
  • Basis for residence
  • Health insurance
  • Family certificates

Apostilled and translated to Romanian.

Country pages stay the authoritative source. This view is a side-by-side; nothing here promises a particular outcome.