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Compare jurisdictions, side by side.

Pick up to 4 countries and see residency, company, banking, family, and risk notes line up. No prices, no marketing packages - just the working notes.

 DE flagGermany

Europe

HK flagHong Kong

Asia

SG flagSingapore

Asia

OverviewGermany is the largest EU economy and a strong destination for skilled professionals, founders, and remote workers (under specific routes). Bordercase coordinates with licensed German partners for filings.Hong Kong remains an active jurisdiction for company formation, banking introductions, and selected residency routes. Bordercase coordinates with licensed Hong Kong company-services and immigration partners.Singapore is a leading regional hub for cross-border founders and family offices. Routes are merit-based and competitive; Bordercase coordinates with licensed Singapore corporate-services and immigration partners.
Best for
  • Founders
  • Skilled workers
  • EU access
  • Families
  • Founders
  • Banking
  • Holding structures
  • English admin
  • Founders
  • Banking
  • Family offices
  • HNW
  • English admin
CurrencyEURHKDSGD
LanguageGermanCantonese / EnglishEnglish
Time zoneUTC+1UTC+8UTC+8
EU memberYesNoNo
SchengenYesNoNo
Residency

German residency routes:

  • Blue Card - high-skilled employees
  • Freiberufler / Selbständig - freelancer / self-employed
  • Employer-sponsored work permits
  • Entrepreneur visa
  • Family reunification

Permanent residence typically after 5 years (faster on Blue Card).

Hong Kong residency routes:

  • General Employment Policy (GEP)
  • Quality Migrant Admission Scheme (QMAS)
  • Top Talent Pass Scheme (TTPS)
  • Capital Investment Entrant Scheme (CIES) - recently revived
  • Dependant routes

Singapore residency routes:

  • Employment Pass (EP) - professionals; merit-based
  • EntrePass - entrepreneurs in specific sectors
  • Global Investor Programme (GIP) - high-investment
  • Dependant's Pass / LTVP - family routes

Routes are competitive and quota-controlled.

Company setup

GmbH and UG (haftungsbeschränkt) are common structures. Notary involvement is required for formation. Tax registration, trade registration (Gewerbeanmeldung), and German GAAP / tax accounting standards apply.

Hong Kong Limited companies are widely used for trading and holding structures. Annual filings, audited accounts, and a company secretary are required. Substance expectations and BEPS-driven changes affect ongoing planning.

Private Limited (Pte Ltd) is the standard structure. ACRA registration, a local resident director, and a registered office are required. Substance, accounting, and corporate governance standards are real.

Banking

Personal banking for residents is well established; certain non-resident structures take longer. SCHUFA history is relevant for residents. Bordercase coordinates introductions for cross-border cases.

Local banking has tightened materially; some non-resident structures face long onboarding or rejection. EMIs and Singapore / Dubai banking are common alternatives. Bordercase coordinates introductions through current partners.

Corporate banking has strong KYC and source-of-funds processes; relationship banking is common. Personal banking depends on residency status. Bordercase coordinates introductions through partners.

Family

Family reunification is well supported. Schools (public, private, bilingual, and international) are widely available; international schools are concentrated in major cities.

Family relocation is supported on most residency routes. Schools (local, private, ESF, international) are competitive; international school waitlists are real.

Family relocation is well-supported via Dependant's Pass and LTVP routes. Schools (local, private, and international) are widely available; international schools are competitive.

Risks

Risks Bordercase watches for in Germany:

  • Tax residency triggers (183 days + centre of interests)
  • Late VAT registration on cross-border services
  • Language and bureaucratic friction in some Länder
  • Freiberufler vs Gewerbe classification disputes

Risks Bordercase watches for in Hong Kong:

  • Company-only setups without substance face banking and audit friction
  • Banking has tightened materially
  • Political / policy shifts must be factored into long-horizon planning
  • Annual audit and filing discipline is real

Risks Bordercase watches for in Singapore:

  • EP / EntrePass approvals are competitive and may be rejected
  • Salary, qualifications, and company substance are scrutinised
  • Tax residency rules - physical presence + centre of interests
  • Equity stakes can trigger structuring needs
Documents

Typical German residency documents:

  • Passport
  • Recognised qualifications (where required)
  • Contract or business plan
  • Accommodation evidence (Anmeldung)
  • Health insurance
  • Family certificates

Apostilled and translated to German.

Typical Hong Kong documents:

  • Passport
  • CV
  • Education certificates
  • Employment history
  • Company documents (where applicable)
  • Family certificates with notarisation

Typical Singapore documents:

  • Passport
  • CV
  • Education certificates
  • Employment history
  • Company documents (for EntrePass / GIP)
  • Family certificates with notarisation

Apostille where required.

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