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Pick up to 4 countries and see residency, company, banking, family, and risk notes line up. No prices, no marketing packages - just the working notes.

CroatiaEurope | RomaniaEurope | ArmeniaEurope | United KingdomEurope | |
|---|---|---|---|---|
| Overview | Croatia is a Schengen-member EU country with structured residency routes for skilled workers, digital nomads, and family relocation. Bordercase coordinates with licensed Croatian partners for filings. | Romania is an EU member state with structured residency routes, accessible company formation, and competitive costs for founders and remote professionals. Bordercase coordinates with licensed Romanian partners. | Armenia has become an accessible relocation and operational base since 2022, with a maturing IT sector, simple residency routes, and a competitive tax framework. Bordercase coordinates with licensed Armenian partners for filings. | The United Kingdom is a major global jurisdiction with structured (and competitive) residency, business, and skilled-worker routes. Bordercase coordinates with licensed UK partners for filings. |
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| Currency | EUR | RON | AMD | GBP |
| Language | Croatian | Romanian | Armenian | English |
| Time zone | UTC+1 | UTC+2 | UTC+4 | UTC+0 |
| EU member | Yes | Yes | No | No |
| Schengen | Yes | Yes | No | No |
| Residency | Croatian residency routes:
| Romanian residency routes:
| Common Armenian residency routes:
Many nationalities can enter visa-free or with a simple e-visa for up to 180 days, which is often used to plan the right route. | UK residency routes:
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| Company setup | d.o.o. (limited liability) is the standard structure; jednostavno d.o.o. is a simplified low-capital variant. Formation involves notary and court registration. Tax and VAT registration follow. | SRL (limited liability) is the standard structure. Formation involves notary and trade registry. Microcompany tax regime may apply for small businesses with eligible activities. | Standard Armenian entities and tax treatment:
Bordercase coordinates structure choice to match real activity and current incentive frameworks. | UK Limited companies are widely used internationally. HMRC corporation tax, VAT thresholds, and PSC (people with significant control) reporting apply. Substance expectations have tightened. |
| Banking | Resident banking is broadly accessible; corporate banking depends on activity. Bordercase coordinates introductions for cross-border cases. | Personal and corporate banking for residents is broadly accessible. Bordercase coordinates introductions for non-standard cross-border structures. | Personal and corporate banking is broadly accessible through Ameriabank, ACBA Bank, Ardshinbank, and others - typically with USD, EUR, RUB, and AMD accounts. Onboarding is straightforward for clean cases; expect source-of-funds questions for larger flows. Bordercase coordinates introductions where useful. | Resident banking is mature but onboarding is slow for non-residents. Many international founders use UK EMIs (Revolut, Monzo Business, etc.) alongside high-street accounts. Bordercase coordinates introductions for cross-border cases. |
| Family | Family reunification is supported. International schools are available in Zagreb and along the coast. | Family reunification is supported. International schools (English, French, German) are concentrated in Bucharest, Cluj, and Timișoara. | Family reunification is supported across most routes. English-language international schools are available in Yerevan. Healthcare is a mix of public and private; private cover is recommended for relocating families. | Family reunification is supported. Schools (state, private, international) are widely available; competition for top schools is real. |
| Risks | Risks Bordercase watches for in Croatia:
| Risks Bordercase watches for in Romania:
| Risks Bordercase watches for in Armenia:
| Risks Bordercase watches for in the UK:
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| Documents | Typical Croatian residency documents:
Apostilled and translated to Croatian. | Typical Romanian residency documents:
Apostilled and translated to Romanian. | Typical Armenian residency documents:
Apostille and certified translation into Armenian where required. | Typical UK documents:
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