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Bordercase

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Compare jurisdictions, side by side.

Pick up to 4 countries and see residency, company, banking, family, and risk notes line up. No prices, no marketing packages - just the working notes.

 HR flagCroatia

Europe

BS flagBahamas

Central America & Caribbean

ES flagSpain

Europe

OverviewCroatia is a Schengen-member EU country with structured residency routes for skilled workers, digital nomads, and family relocation. Bordercase coordinates with licensed Croatian partners for filings.The Bahamas is a Caribbean jurisdiction with structured residency routes including the Economic Permanent Residence and an active fund / family-office sector. Bordercase coordinates with licensed Bahamian partners.Spain offers structured EU residency routes for individuals, families, and entrepreneurs, including the digital nomad visa introduced under the Startups Law. Bordercase coordinates with licensed Spanish partners for filings.
Best for
  • Digital nomads
  • Families
  • EU access
  • Coastal living
  • HNW
  • Funds
  • Family offices
  • English admin
  • Families
  • Remote workers
  • EU access
  • Cost of living
CurrencyEURBSDEUR
LanguageCroatianEnglishSpanish
Time zoneUTC+1UTC-5UTC+1
EU memberYesNoYes
SchengenYesNoYes
Residency

Croatian residency routes:

  • Employment-based residence
  • Digital Nomad Residence Permit - remote workers
  • Business / self-employment
  • Family reunification
  • EU citizen-derivative routes

Bahamian residency routes:

  • Economic Permanent Residence - qualifying property investment
  • Annual residence permits for HNW
  • Work permits - employer-sponsored
  • Family routes

Spanish residency routes:

  • Non-Lucrative Visa - passive income, no employment in Spain
  • Digital Nomad Visa - remote workers and self-employed (Startups Law)
  • Self-Employed Visa
  • Entrepreneur Visa
  • EU citizen-derivative routes

The Golden Visa has been phased out for real estate purchases.

Company setup

d.o.o. (limited liability) is the standard structure; jednostavno d.o.o. is a simplified low-capital variant. Formation involves notary and court registration. Tax and VAT registration follow.

IBCs (International Business Companies) are widely used; substance and reporting are now real. Funds and family-office structures are common.

SL (Sociedad Limitada) is the standard private company. Registration involves NIE / NIF, notary, mercantile registry, and tax registration. Spanish tax residency triggers worldwide income reporting; the Beckham Law (special tax regime) may apply to eligible relocated workers.

Banking

Resident banking is broadly accessible; corporate banking depends on activity. Bordercase coordinates introductions for cross-border cases.

Banking is selective and source-of-funds focused. Bordercase coordinates introductions through current partners.

Personal banking for residents is straightforward; corporate banking depends on activity and structure. Bordercase coordinates introductions for non-standard cases.

Family

Family reunification is supported. International schools are available in Zagreb and along the coast.

Family inclusion is supported on most routes. International schools are concentrated on New Providence.

Family reunification is supported on most residency routes after a qualifying period. Schools (public, private, international) are widely available; the public system is generally accessible to legal residents.

Risks

Risks Bordercase watches for in Croatia:

  • Tax residency triggers
  • Processing variations
  • Digital nomad permit renewal rules and re-entry constraints

Risks Bordercase watches for in the Bahamas:

  • Economic substance reporting
  • Property due diligence
  • Reputational handling around offshore structures

Risks Bordercase watches for in Spain:

  • Tax residency triggers - 183 days + centre of interests
  • Beckham Law (special regime) eligibility
  • Autonomous-community tax variation
  • Hacienda audits when planning is unclear
  • Past Schengen overstays must be disclosed
Documents

Typical Croatian residency documents:

  • Passport
  • Criminal record certificate
  • Proof of accommodation
  • Health insurance
  • Employment / income evidence
  • Family certificates

Apostilled and translated to Croatian.

Typical Bahamian documents:

  • Passport
  • Source-of-funds evidence
  • Health and police clearances
  • Apostilled foreign documents

Typical Spanish residency documents:

  • Passport
  • NIE (foreigner identification number)
  • Criminal record certificate with apostille
  • Proof of income / assets
  • Health insurance with full cover in Spain
  • Accommodation evidence
  • Marriage / birth certificates for family routes

Country pages stay the authoritative source. This view is a side-by-side; nothing here promises a particular outcome.