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Compare jurisdictions, side by side.

Pick up to 4 countries and see residency, company, banking, family, and risk notes line up. No prices, no marketing packages - just the working notes.

 HR flagCroatia

Europe

AM flagArmenia

Europe

GB flagUnited Kingdom

Europe

OverviewCroatia is a Schengen-member EU country with structured residency routes for skilled workers, digital nomads, and family relocation. Bordercase coordinates with licensed Croatian partners for filings.Armenia has become an accessible relocation and operational base since 2022, with a maturing IT sector, simple residency routes, and a competitive tax framework. Bordercase coordinates with licensed Armenian partners for filings.The United Kingdom is a major global jurisdiction with structured (and competitive) residency, business, and skilled-worker routes. Bordercase coordinates with licensed UK partners for filings.
Best for
  • Digital nomads
  • Families
  • EU access
  • Coastal living
  • Founders
  • IT professionals
  • Tax simplification
  • Banking diversification
  • Regional hub
  • Founders
  • Skilled workers
  • Global hub
  • Banking
  • English admin
CurrencyEURAMDGBP
LanguageCroatianArmenianEnglish
Time zoneUTC+1UTC+4UTC+0
EU memberYesNoNo
SchengenYesNoNo
Residency

Croatian residency routes:

  • Employment-based residence
  • Digital Nomad Residence Permit - remote workers
  • Business / self-employment
  • Family reunification
  • EU citizen-derivative routes

Common Armenian residency routes:

  • Temporary residence - issued for 1 year, renewable; granted for work, study, business, family, or Armenian ancestry
  • Permanent residence - typically 5 years renewable; available after qualifying temporary stay or other qualifying ground
  • Special residence - 10-year status for individuals of Armenian descent or those of significant value to Armenia
  • Family reunification - spouse, children, dependant parents

Many nationalities can enter visa-free or with a simple e-visa for up to 180 days, which is often used to plan the right route.

UK residency routes:

  • Skilled Worker visa - employer-sponsored
  • Innovator Founder visa - for endorsed founders
  • Global Talent visa - for endorsed experts
  • Self-Sponsorship via own company (with substance)
  • Family routes - spouse / partner / dependents
  • Ancestry visa for eligible Commonwealth nationals
Company setup

d.o.o. (limited liability) is the standard structure; jednostavno d.o.o. is a simplified low-capital variant. Formation involves notary and court registration. Tax and VAT registration follow.

Standard Armenian entities and tax treatment:

  • LLC (Sahmanapak Pataskhanatvutyamb Enkerutyun) - the default private entity; fast online formation
  • Individual Entrepreneur (IE) - simple setup; Turnover Tax regime at 5% (or category-specific rates) for qualifying small businesses
  • IT Sector incentives - certified IT companies have historically benefited from reduced corporate tax and payroll incentives (programmes are revised periodically)
  • Standard CIT is 18%; dividend withholding is 5% for residents

Bordercase coordinates structure choice to match real activity and current incentive frameworks.

UK Limited companies are widely used internationally. HMRC corporation tax, VAT thresholds, and PSC (people with significant control) reporting apply. Substance expectations have tightened.

Banking

Resident banking is broadly accessible; corporate banking depends on activity. Bordercase coordinates introductions for cross-border cases.

Personal and corporate banking is broadly accessible through Ameriabank, ACBA Bank, Ardshinbank, and others - typically with USD, EUR, RUB, and AMD accounts. Onboarding is straightforward for clean cases; expect source-of-funds questions for larger flows. Bordercase coordinates introductions where useful.

Resident banking is mature but onboarding is slow for non-residents. Many international founders use UK EMIs (Revolut, Monzo Business, etc.) alongside high-street accounts. Bordercase coordinates introductions for cross-border cases.

Family

Family reunification is supported. International schools are available in Zagreb and along the coast.

Family reunification is supported across most routes. English-language international schools are available in Yerevan. Healthcare is a mix of public and private; private cover is recommended for relocating families.

Family reunification is supported. Schools (state, private, international) are widely available; competition for top schools is real.

Risks

Risks Bordercase watches for in Croatia:

  • Tax residency triggers
  • Processing variations
  • Digital nomad permit renewal rules and re-entry constraints

Risks Bordercase watches for in Armenia:

  • Tax residency triggers - 183 days makes you tax-resident under Armenian rules
  • IT certification scope - incentives apply only to certified, qualifying activities
  • Russia/EAEU exposure - Armenia is part of EAEU; some structures benefit from this, others raise sanctions/banking flags
  • Source-of-funds scrutiny for non-standard transfer corridors
  • Permit renewals - documentation continuity matters across cycles

Risks Bordercase watches for in the UK:

  • Tax residency triggers (Statutory Residence Test)
  • Sole-rep / Innovator endorsement standards have tightened
  • Brexit-era operational variation between UK and EU services
  • Sponsorship Compliance for licensed sponsors
Documents

Typical Croatian residency documents:

  • Passport
  • Criminal record certificate
  • Proof of accommodation
  • Health insurance
  • Employment / income evidence
  • Family certificates

Apostilled and translated to Croatian.

Typical Armenian residency documents:

  • Passport (6+ months valid)
  • Proof of basis (employment, business, study, ancestry, family)
  • Proof of accommodation
  • Health insurance
  • Bank statements / proof of income
  • Criminal record certificate (apostilled, where required)
  • Marriage / birth certificates for family routes

Apostille and certified translation into Armenian where required.

Typical UK documents:

  • Passport
  • Certificate of Sponsorship (for sponsored routes)
  • TB test (for certain nationalities)
  • Maintenance funds evidence
  • Apostilled / certified documents for family routes

Country pages stay the authoritative source. This view is a side-by-side; nothing here promises a particular outcome.