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Pick up to 4 countries and see residency, company, banking, family, and risk notes line up. No prices, no marketing packages - just the working notes.

BulgariaEurope | RomaniaEurope | United KingdomEurope | CroatiaEurope | |
|---|---|---|---|---|
| Overview | Bulgaria is an EU member state with competitive corporate tax, structured residency routes, and a well-developed digital infrastructure. Bordercase coordinates with licensed Bulgarian partners for filings. | Romania is an EU member state with structured residency routes, accessible company formation, and competitive costs for founders and remote professionals. Bordercase coordinates with licensed Romanian partners. | The United Kingdom is a major global jurisdiction with structured (and competitive) residency, business, and skilled-worker routes. Bordercase coordinates with licensed UK partners for filings. | Croatia is a Schengen-member EU country with structured residency routes for skilled workers, digital nomads, and family relocation. Bordercase coordinates with licensed Croatian partners for filings. |
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| Currency | BGN / EUR transition | RON | GBP | EUR |
| Language | Bulgarian | Romanian | English | Croatian |
| Time zone | UTC+2 | UTC+2 | UTC+0 | UTC+1 |
| EU member | Yes | Yes | No | Yes |
| Schengen | Yes | Yes | No | Yes |
| Residency | Bulgarian residency routes:
Permanent residence typically after 5 years. | Romanian residency routes:
| UK residency routes:
| Croatian residency routes:
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| Company setup | OOD (LLC) and EOOD (single-shareholder LLC) are common structures. Formation is well-documented. Corporate tax is at a flat rate; VAT registration depends on activity. | SRL (limited liability) is the standard structure. Formation involves notary and trade registry. Microcompany tax regime may apply for small businesses with eligible activities. | UK Limited companies are widely used internationally. HMRC corporation tax, VAT thresholds, and PSC (people with significant control) reporting apply. Substance expectations have tightened. | d.o.o. (limited liability) is the standard structure; jednostavno d.o.o. is a simplified low-capital variant. Formation involves notary and court registration. Tax and VAT registration follow. |
| Banking | Personal and corporate banking for residents is broadly accessible. Source-of-funds documentation matters for non-standard cases. Bordercase coordinates banking introductions. | Personal and corporate banking for residents is broadly accessible. Bordercase coordinates introductions for non-standard cross-border structures. | Resident banking is mature but onboarding is slow for non-residents. Many international founders use UK EMIs (Revolut, Monzo Business, etc.) alongside high-street accounts. Bordercase coordinates introductions for cross-border cases. | Resident banking is broadly accessible; corporate banking depends on activity. Bordercase coordinates introductions for cross-border cases. |
| Family | Family reunification is supported. Schools (public, private, English, German, French) are concentrated in Sofia, Plovdiv, and Varna. | Family reunification is supported. International schools (English, French, German) are concentrated in Bucharest, Cluj, and Timișoara. | Family reunification is supported. Schools (state, private, international) are widely available; competition for top schools is real. | Family reunification is supported. International schools are available in Zagreb and along the coast. |
| Risks | Risks Bordercase watches for in Bulgaria:
| Risks Bordercase watches for in Romania:
| Risks Bordercase watches for in the UK:
| Risks Bordercase watches for in Croatia:
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| Documents | Typical Bulgarian residency documents:
Apostilled and translated to Bulgarian. | Typical Romanian residency documents:
Apostilled and translated to Romanian. | Typical UK documents:
| Typical Croatian residency documents:
Apostilled and translated to Croatian. |
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