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	Brazil Latin America	Romania Europe	Argentina Latin America
Overview	Brazil is the largest Latin American economy with structured residency routes and growing remote-worker visa pathways. Bordercase coordinates with licensed Brazilian partners for filings.	Romania is an EU member state with structured residency routes, accessible company formation, and competitive costs for founders and remote professionals. Bordercase coordinates with licensed Romanian partners.	Argentina is a major South American economy with structured residency routes and a competitive cost of living for international founders and families. Bordercase coordinates with licensed Argentine partners for filings.
Best for	Latin America hub Founders Families Digital nomads	Founders Digital nomads EU access Cost of living	Latin America hub Cost of living Founders Families
Currency	BRL	RON	ARS
Language	Portuguese	Romanian	Spanish
Time zone	UTC-3	UTC+2	UTC-3
EU member	No	Yes	No
Schengen	No	Yes	No
Residency	Brazilian residency routes: Investor visa (VIPER / VITEM) - qualifying investment in a Brazilian business Digital nomad visa - remote workers Retirement visa - qualifying pension income Family reunification Employer-sponsored work permits	Romanian residency routes: Employment-based residence (including the Blue Card) Digital Nomad Visa - remote workers Business / investor routes Family reunification EU citizen-derivative routes	Argentine residency routes: Rentista visa - passive income / pension Investor visa - qualifying investment in an Argentine business Worker visa - employer-sponsored Family routes - spouse, children, parents MERCOSUR fast-track for nationals of member states
Company setup	Ltda and SA are the standard structures. CNPJ registration, state registrations, and Receita Federal tax registration follow. The MEI regime suits micro-entrepreneurs.	SRL (limited liability) is the standard structure. Formation involves notary and trade registry. Microcompany tax regime may apply for small businesses with eligible activities.	SA (Sociedad Anónima) and SRL (Sociedad de Responsabilidad Limitada) are the standard structures. CUIT, IGJ registration, and AFIP tax registration follow.
Banking	Residency unlocks personal and corporate banking. Pix has changed everyday payments; SWIFT for international flows still requires careful KYC.	Personal and corporate banking for residents is broadly accessible. Bordercase coordinates introductions for non-standard cross-border structures.	Residency unlocks personal banking. Forex controls and currency volatility are part of the landscape; multi-jurisdiction structuring is common.
Family	Family reunification is supported on most routes. International schools (English, German, French, Japanese) are concentrated in São Paulo, Rio, and Brasília.	Family reunification is supported. International schools (English, French, German) are concentrated in Bucharest, Cluj, and Timișoara.	Family reunification is supported on most routes. Schools (public, private, English, German, French) are widely available in Buenos Aires.
Risks	Risks Bordercase watches for in Brazil: Tax residency rules and worldwide-income reporting Real-estate restrictions in certain border regions Document apostille + Portuguese translation	Risks Bordercase watches for in Romania: Tax residency triggers Microcompany regime eligibility Processing variations between counties Schengen entry / exit rules now apply	Risks Bordercase watches for in Argentina: Currency / forex controls Tax residency triggers Document apostille + Spanish translation requirements
Documents	Typical Brazilian documents: Passport Apostilled foreign documents Proof of income or investment Photographs to specification Brazilian consular application abroad for most routes	Typical Romanian residency documents: Passport Criminal record certificate Proof of address Basis for residence Health insurance Family certificates Apostilled and translated to Romanian.	Typical Argentine documents: Passport Criminal record certificate (apostilled) Marriage / birth certificates for family Proof of income or investment Health insurance

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