Skip to content
Bordercase

Compare

Compare jurisdictions, side by side.

Pick up to 4 countries and see residency, company, banking, family, and risk notes line up. No prices, no marketing packages - just the working notes.

 BR flagBrazil

Latin America

PA flagPanama

Central America & Caribbean

MT flagMalta

Europe

OverviewBrazil is the largest Latin American economy with structured residency routes and growing remote-worker visa pathways. Bordercase coordinates with licensed Brazilian partners for filings.Panama is a long-established jurisdiction for residency and offshore company structures with a stable USD economy. Bordercase coordinates with licensed Panamanian lawyers and corporate-services partners.Malta is an EU member state with established residency, company, and family relocation routes. English is widely spoken and regulatory processes are well documented. Bordercase coordinates with licensed Maltese partners for filings.
Best for
  • Latin America hub
  • Founders
  • Families
  • Digital nomads
  • Second residency
  • USD economy
  • Asset planning
  • Holding structures
  • Founders
  • Holding structures
  • EU access
  • English admin
CurrencyBRLUSDEUR
LanguagePortugueseSpanishEnglish / Maltese
Time zoneUTC-3UTC-5UTC+1
EU memberNoNoYes
SchengenNoNoYes
Residency

Brazilian residency routes:

  • Investor visa (VIPER / VITEM) - qualifying investment in a Brazilian business
  • Digital nomad visa - remote workers
  • Retirement visa - qualifying pension income
  • Family reunification
  • Employer-sponsored work permits

Panama residency routes:

  • Friendly Nations Visa - now requires economic tie (employment, real estate, or investment)
  • Qualified Investor Visa - qualifying investment thresholds
  • Pensionado / Retiree Visa - qualifying pension income
  • Family routes

Maltese residency routes:

  • Nomad Residence Permit - eligible remote workers
  • Malta Permanent Residency Programme (MPRP) - investor route
  • Employment routes
  • Family reunification

The citizenship-by-naturalisation-for-exceptional-services programme is closed to new applicants.

Company setup

Ltda and SA are the standard structures. CNPJ registration, state registrations, and Receita Federal tax registration follow. The MEI regime suits micro-entrepreneurs.

Panamanian corporations (SA) and Private Interest Foundations are widely used. Beneficial ownership reporting, CRS / FATCA compliance, and substance discussions have become material; planning must reflect current standards.

Maltese companies are commonly used for trading, IP holding, and gaming / fintech structures. Substance, accounting, and tax-refund mechanisms are well established but require careful structuring.

Banking

Residency unlocks personal and corporate banking. Pix has changed everyday payments; SWIFT for international flows still requires careful KYC.

Panamanian banking has tightened KYC and source-of-funds requirements. Non-resident applications take time; Bordercase coordinates introductions through current banking partners.

Local banking has tightened; EMIs are common supplements. Bordercase coordinates banking introductions through partners with current relationships.

Family

Family reunification is supported on most routes. International schools (English, German, French, Japanese) are concentrated in São Paulo, Rio, and Brasília.

Family reunification is supported on most residency routes. International schools (English-language and Spanish) are available in Panama City.

Family reunification is supported on most routes. Schooling and healthcare are accessible to legal residents.

Risks

Risks Bordercase watches for in Brazil:

  • Tax residency rules and worldwide-income reporting
  • Real-estate restrictions in certain border regions
  • Document apostille + Portuguese translation

Risks Bordercase watches for in Panama:

  • Reputational / de-banking risks for poorly structured offshore-only setups
  • Tax residency analysis for clients with other obligations (CRS / FATCA)
  • Processing delays at Migration
  • UBO reporting is now active

Risks Bordercase watches for in Malta:

  • Substance requirements (real operations, real director time)
  • Tax classification disputes
  • Banking timelines - EU-wide AML pressure
  • EU anti-abuse rules tighten ongoing
Documents

Typical Brazilian documents:

  • Passport
  • Apostilled foreign documents
  • Proof of income or investment
  • Photographs to specification
  • Brazilian consular application abroad for most routes

Typical Panama documents:

  • Passport
  • Criminal record certificate (apostilled)
  • Proof of economic tie (employment letter, property deed, or investment evidence)
  • Proof of address
  • Marriage / birth certificates for family

All documents apostilled and translated where required.

Standard EU residency document pack for Malta:

  • Passport
  • Criminal record certificate
  • Proof of income
  • Health insurance
  • Accommodation evidence
  • Marriage / birth certificates for family routes

Apostille or legalisation where required.

Country pages stay the authoritative source. This view is a side-by-side; nothing here promises a particular outcome.