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Countries

	Bahamas Central America & Caribbean	Saint Lucia Central America & Caribbean	Romania Europe	Germany Europe
Overview	The Bahamas is a Caribbean jurisdiction with structured residency routes including the Economic Permanent Residence and an active fund / family-office sector. Bordercase coordinates with licensed Bahamian partners.	Saint Lucia is a Caribbean jurisdiction with a Citizenship by Investment programme launched in 2016. Bordercase coordinates with authorised local agents.	Romania is an EU member state with structured residency routes, accessible company formation, and competitive costs for founders and remote professionals. Bordercase coordinates with licensed Romanian partners.	Germany is the largest EU economy and a strong destination for skilled professionals, founders, and remote workers (under specific routes). Bordercase coordinates with licensed German partners for filings.
Best for	HNW Funds Family offices English admin	Second passport English admin Caribbean residency	Founders Digital nomads EU access Cost of living	Founders Skilled workers EU access Families
Currency	BSD	XCD	RON	EUR
Language	English	English	Romanian	German
Time zone	UTC-5	UTC-4	UTC+2	UTC+1
EU member	No	No	Yes	Yes
Schengen	No	No	Yes	Yes
Residency	Bahamian residency routes: Economic Permanent Residence - qualifying property investment Annual residence permits for HNW Work permits - employer-sponsored Family routes	Saint Lucia routes: Citizenship by Investment (CBI) via fund contribution or approved real-estate investment Standard work permits Family routes	Romanian residency routes: Employment-based residence (including the Blue Card) Digital Nomad Visa - remote workers Business / investor routes Family reunification EU citizen-derivative routes	German residency routes: Blue Card - high-skilled employees Freiberufler / Selbständig - freelancer / self-employed Employer-sponsored work permits Entrepreneur visa Family reunification Permanent residence typically after 5 years (faster on Blue Card).
Company setup	IBCs (International Business Companies) are widely used; substance and reporting are now real. Funds and family-office structures are common.	Domestic companies and IBCs are common in international structures.	SRL (limited liability) is the standard structure. Formation involves notary and trade registry. Microcompany tax regime may apply for small businesses with eligible activities.	GmbH and UG (haftungsbeschränkt) are common structures. Notary involvement is required for formation. Tax registration, trade registration (Gewerbeanmeldung), and German GAAP / tax accounting standards apply.
Banking	Banking is selective and source-of-funds focused. Bordercase coordinates introductions through current partners.	Banking is selective. Bordercase coordinates banking introductions through current partners.	Personal and corporate banking for residents is broadly accessible. Bordercase coordinates introductions for non-standard cross-border structures.	Personal banking for residents is well established; certain non-resident structures take longer. SCHUFA history is relevant for residents. Bordercase coordinates introductions for cross-border cases.
Family	Family inclusion is supported on most routes. International schools are concentrated on New Providence.	CBI can include qualifying dependents.	Family reunification is supported. International schools (English, French, German) are concentrated in Bucharest, Cluj, and Timișoara.	Family reunification is well supported. Schools (public, private, bilingual, and international) are widely available; international schools are concentrated in major cities.
Risks	Risks Bordercase watches for in the Bahamas: Economic substance reporting Property due diligence Reputational handling around offshore structures	Risks Bordercase watches for in Saint Lucia: Programme parameters change Due diligence has tightened Reputational and revocation risks if information is misrepresented	Risks Bordercase watches for in Romania: Tax residency triggers Microcompany regime eligibility Processing variations between counties Schengen entry / exit rules now apply	Risks Bordercase watches for in Germany: Tax residency triggers (183 days + centre of interests) Late VAT registration on cross-border services Language and bureaucratic friction in some Länder Freiberufler vs Gewerbe classification disputes
Documents	Typical Bahamian documents: Passport Source-of-funds evidence Health and police clearances Apostilled foreign documents	Typical CBI documents: Passport Due diligence questionnaires Source-of-funds evidence (extensive) Family certificates with apostille and translation	Typical Romanian residency documents: Passport Criminal record certificate Proof of address Basis for residence Health insurance Family certificates Apostilled and translated to Romanian.	Typical German residency documents: Passport Recognised qualifications (where required) Contract or business plan Accommodation evidence (Anmeldung) Health insurance Family certificates Apostilled and translated to German.

Bahamas

Central America & Caribbean

Saint Lucia

Central America & Caribbean

Romania

Europe

Germany

Europe

Overview

The Bahamas is a Caribbean jurisdiction with structured residency routes including the Economic Permanent Residence and an active fund / family-office sector. Bordercase coordinates with licensed Bahamian partners.

Saint Lucia is a Caribbean jurisdiction with a Citizenship by Investment programme launched in 2016. Bordercase coordinates with authorised local agents.

Romania is an EU member state with structured residency routes, accessible company formation, and competitive costs for founders and remote professionals. Bordercase coordinates with licensed Romanian partners.

Germany is the largest EU economy and a strong destination for skilled professionals, founders, and remote workers (under specific routes). Bordercase coordinates with licensed German partners for filings.

Best for

HNW
Funds
Family offices
English admin

Second passport
English admin
Caribbean residency

Founders
Digital nomads
EU access
Cost of living

Founders
Skilled workers
EU access
Families

Currency

BSD

XCD

RON

EUR

Language

English

Romanian

German

Time zone

UTC-5

UTC-4

UTC+2

UTC+1

EU member

Yes

Schengen

Yes

Residency

Bahamian residency routes:

Economic Permanent Residence - qualifying property investment
Annual residence permits for HNW
Work permits - employer-sponsored
Family routes

Saint Lucia routes:

Citizenship by Investment (CBI) via fund contribution or approved real-estate investment
Standard work permits
Family routes

Romanian residency routes:

Employment-based residence (including the Blue Card)
Digital Nomad Visa - remote workers
Business / investor routes
Family reunification
EU citizen-derivative routes

German residency routes:

Blue Card - high-skilled employees
Freiberufler / Selbständig - freelancer / self-employed
Employer-sponsored work permits
Entrepreneur visa
Family reunification

Permanent residence typically after 5 years (faster on Blue Card).

Company setup

IBCs (International Business Companies) are widely used; substance and reporting are now real. Funds and family-office structures are common.

Domestic companies and IBCs are common in international structures.

SRL (limited liability) is the standard structure. Formation involves notary and trade registry. Microcompany tax regime may apply for small businesses with eligible activities.

GmbH and UG (haftungsbeschränkt) are common structures. Notary involvement is required for formation. Tax registration, trade registration (Gewerbeanmeldung), and German GAAP / tax accounting standards apply.

Banking

Banking is selective and source-of-funds focused. Bordercase coordinates introductions through current partners.

Banking is selective. Bordercase coordinates banking introductions through current partners.

Personal and corporate banking for residents is broadly accessible. Bordercase coordinates introductions for non-standard cross-border structures.

Personal banking for residents is well established; certain non-resident structures take longer. SCHUFA history is relevant for residents. Bordercase coordinates introductions for cross-border cases.

Family

Family inclusion is supported on most routes. International schools are concentrated on New Providence.

CBI can include qualifying dependents.

Family reunification is supported. International schools (English, French, German) are concentrated in Bucharest, Cluj, and Timișoara.

Family reunification is well supported. Schools (public, private, bilingual, and international) are widely available; international schools are concentrated in major cities.

Risks

Risks Bordercase watches for in the Bahamas:

Economic substance reporting
Property due diligence
Reputational handling around offshore structures

Risks Bordercase watches for in Saint Lucia:

Programme parameters change
Due diligence has tightened
Reputational and revocation risks if information is misrepresented

Risks Bordercase watches for in Romania:

Tax residency triggers
Microcompany regime eligibility
Processing variations between counties
Schengen entry / exit rules now apply

Risks Bordercase watches for in Germany:

Tax residency triggers (183 days + centre of interests)
Late VAT registration on cross-border services
Language and bureaucratic friction in some Länder
Freiberufler vs Gewerbe classification disputes

Documents

Typical Bahamian documents:

Passport
Source-of-funds evidence
Health and police clearances
Apostilled foreign documents

Typical CBI documents:

Passport
Due diligence questionnaires
Source-of-funds evidence (extensive)
Family certificates with apostille and translation

Typical Romanian residency documents:

Passport
Criminal record certificate
Proof of address
Basis for residence
Health insurance
Family certificates

Apostilled and translated to Romanian.

Typical German residency documents:

Passport
Recognised qualifications (where required)
Contract or business plan
Accommodation evidence (Anmeldung)
Health insurance
Family certificates

Apostilled and translated to German.