Compare jurisdictions, side by side.

Bahamian residency routes:

• Economic Permanent Residence - qualifying property investment
• Annual residence permits for HNW
• Work permits - employer-sponsored
• Family routes

Saint Kitts and Nevis routes:

• Citizenship by Investment (CBI) via the Sustainable Growth Fund
• CBI via approved real-estate investment
• Standard work / family routes

Citizenship outcomes remain at the discretion of the Citizenship by Investment Unit.

Estonian residency routes:

• Start-up visa - for founders of qualifying start-ups
• Digital nomad visa - for eligible remote workers
• Work permit - employer-sponsored
• Family routes - spouse / dependants

Note: e-Residency is NOT a residence permit - it is a digital identity for managing an Estonian company remotely.

IBCs (International Business Companies) are widely used; substance and reporting are now real. Funds and family-office structures are common.

Nevis IBCs and LLCs are commonly used in international structures. Substance, beneficial ownership disclosure, and AML standards have tightened materially.

OÜ (private limited) is the standard structure, formed online via e-Residency or in person. Reporting obligations are real but proportionate; accounting partners are widely available.

Banking is selective and source-of-funds focused. Bordercase coordinates introductions through current partners.

Domestic and offshore banking options exist but have become more selective on KYC and source of funds. Bordercase coordinates banking pack preparation and partner introductions.

Estonian banks have tightened KYC for non-resident e-residents; many international founders rely on EMIs (Wise, Revolut Business, Payoneer, etc.) for day-to-day banking. Local bank accounts typically require strong substance evidence.

Family inclusion is supported on most routes. International schools are concentrated on New Providence.

CBI applications can include qualifying dependants - spouse, children, and in some cases parents - under specific conditions.

Family relocation is supported on the work and start-up visa routes; schooling and healthcare access follow the main applicant's residency.

Risks Bordercase watches for in the Bahamas:

• Economic substance reporting
• Property due diligence
• Reputational handling around offshore structures

Risks Bordercase watches for in Saint Kitts:

• Programme parameters change
• Due diligence has tightened materially
• Rejection rates have risen for incomplete or unclear source-of-funds presentations
• Visa-revocation and reputational risks if information is misrepresented

Common pitfalls Bordercase watches for:

• Confusing e-Residency with physical residency
• Banking-only setups without substance - likely flagged
• Crypto, gambling, and other regulated industries face additional friction
• Tax residence triggered by 183 days even without a residence permit

Typical Bahamian documents:

• Passport
• Source-of-funds evidence
• Health and police clearances
• Apostilled foreign documents

Typical CBI documents:

• Passport
• Due diligence questionnaires
• Source-of-funds evidence (extensive)
• Employment / business documentation
• Family certificates with apostille and certified translation
• Police clearance certificates for all countries of residence in the prior 10 years

For e-Residency:

• Passport
• Application form
• Biometric collection at the chosen Estonian embassy or pickup point

For physical residency:

• Passport
• Criminal record certificate
• Proof of income
• Accommodation evidence
• Health insurance
• Business plan (start-up visa)