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Countries

	Bahamas Central America & Caribbean	Germany Europe	Malta Europe	Uruguay Latin America
Overview	The Bahamas is a Caribbean jurisdiction with structured residency routes including the Economic Permanent Residence and an active fund / family-office sector. Bordercase coordinates with licensed Bahamian partners.	Germany is the largest EU economy and a strong destination for skilled professionals, founders, and remote workers (under specific routes). Bordercase coordinates with licensed German partners for filings.	Malta is an EU member state with established residency, company, and family relocation routes. English is widely spoken and regulatory processes are well documented. Bordercase coordinates with licensed Maltese partners for filings.	Uruguay is a stable South American jurisdiction with structured residency routes, strong civil infrastructure, and notable second-residence appeal for HNW relocators. Bordercase coordinates with licensed Uruguayan partners.
Best for	HNW Funds Family offices English admin	Founders Skilled workers EU access Families	Founders Holding structures EU access English admin	HNW Stable economy Latin America hub Banking
Currency	BSD	EUR	EUR	UYU
Language	English	German	English / Maltese	Spanish
Time zone	UTC-5	UTC+1	UTC+1	UTC-3
EU member	No	Yes	Yes	No
Schengen	No	Yes	Yes	No
Residency	Bahamian residency routes: Economic Permanent Residence - qualifying property investment Annual residence permits for HNW Work permits - employer-sponsored Family routes	German residency routes: Blue Card - high-skilled employees Freiberufler / Selbständig - freelancer / self-employed Employer-sponsored work permits Entrepreneur visa Family reunification Permanent residence typically after 5 years (faster on Blue Card).	Maltese residency routes: Nomad Residence Permit - eligible remote workers Malta Permanent Residency Programme (MPRP) - investor route Employment routes Family reunification The citizenship-by-naturalisation-for-exceptional-services programme is closed to new applicants.	Uruguayan residency routes: Standard residency - proof of income / qualifying activity Investor route Retirement / pensioner route MERCOSUR fast-track for member-state nationals Family reunification
Company setup	IBCs (International Business Companies) are widely used; substance and reporting are now real. Funds and family-office structures are common.	GmbH and UG (haftungsbeschränkt) are common structures. Notary involvement is required for formation. Tax registration, trade registration (Gewerbeanmeldung), and German GAAP / tax accounting standards apply.	Maltese companies are commonly used for trading, IP holding, and gaming / fintech structures. Substance, accounting, and tax-refund mechanisms are well established but require careful structuring.	SAS and SA are common structures. DGI tax registration and BPS social-security registration follow.
Banking	Banking is selective and source-of-funds focused. Bordercase coordinates introductions through current partners.	Personal banking for residents is well established; certain non-resident structures take longer. SCHUFA history is relevant for residents. Bordercase coordinates introductions for cross-border cases.	Local banking has tightened; EMIs are common supplements. Bordercase coordinates banking introductions through partners with current relationships.	Residency unlocks personal banking. Uruguay has historically been a HNW banking destination in the region; standards have tightened materially.
Family	Family inclusion is supported on most routes. International schools are concentrated on New Providence.	Family reunification is well supported. Schools (public, private, bilingual, and international) are widely available; international schools are concentrated in major cities.	Family reunification is supported on most routes. Schooling and healthcare are accessible to legal residents.	Family reunification is supported. Schools (public, private, bilingual, international) are concentrated in Montevideo and Punta del Este.
Risks	Risks Bordercase watches for in the Bahamas: Economic substance reporting Property due diligence Reputational handling around offshore structures	Risks Bordercase watches for in Germany: Tax residency triggers (183 days + centre of interests) Late VAT registration on cross-border services Language and bureaucratic friction in some Länder Freiberufler vs Gewerbe classification disputes	Risks Bordercase watches for in Malta: Substance requirements (real operations, real director time) Tax classification disputes Banking timelines - EU-wide AML pressure EU anti-abuse rules tighten ongoing	Risks Bordercase watches for in Uruguay: Tax residency triggers (the new-resident tax holiday has conditions) Banking documentation and source-of-funds rigor Apostille + Spanish translation requirements
Documents	Typical Bahamian documents: Passport Source-of-funds evidence Health and police clearances Apostilled foreign documents	Typical German residency documents: Passport Recognised qualifications (where required) Contract or business plan Accommodation evidence (Anmeldung) Health insurance Family certificates Apostilled and translated to German.	Standard EU residency document pack for Malta: Passport Criminal record certificate Proof of income Health insurance Accommodation evidence Marriage / birth certificates for family routes Apostille or legalisation where required.	Typical Uruguayan documents: Passport Apostilled foreign documents Proof of income or investment Health insurance Spanish translations where required

Bahamas

Central America & Caribbean

Germany

Europe

Malta

Europe

Uruguay

Latin America

Overview

The Bahamas is a Caribbean jurisdiction with structured residency routes including the Economic Permanent Residence and an active fund / family-office sector. Bordercase coordinates with licensed Bahamian partners.

Germany is the largest EU economy and a strong destination for skilled professionals, founders, and remote workers (under specific routes). Bordercase coordinates with licensed German partners for filings.

Malta is an EU member state with established residency, company, and family relocation routes. English is widely spoken and regulatory processes are well documented. Bordercase coordinates with licensed Maltese partners for filings.

Uruguay is a stable South American jurisdiction with structured residency routes, strong civil infrastructure, and notable second-residence appeal for HNW relocators. Bordercase coordinates with licensed Uruguayan partners.

Best for

HNW
Funds
Family offices
English admin

Founders
Skilled workers
EU access
Families

Founders
Holding structures
EU access
English admin

HNW
Stable economy
Latin America hub
Banking

Currency

BSD

EUR

UYU

Language

English

German

English / Maltese

Spanish

Time zone

UTC-5

UTC+1

UTC-3

EU member

Yes

Schengen

Yes

Residency

Bahamian residency routes:

Economic Permanent Residence - qualifying property investment
Annual residence permits for HNW
Work permits - employer-sponsored
Family routes

German residency routes:

Blue Card - high-skilled employees
Freiberufler / Selbständig - freelancer / self-employed
Employer-sponsored work permits
Entrepreneur visa
Family reunification

Permanent residence typically after 5 years (faster on Blue Card).

Maltese residency routes:

Nomad Residence Permit - eligible remote workers
Malta Permanent Residency Programme (MPRP) - investor route
Employment routes
Family reunification

The citizenship-by-naturalisation-for-exceptional-services programme is closed to new applicants.

Uruguayan residency routes:

Standard residency - proof of income / qualifying activity
Investor route
Retirement / pensioner route
MERCOSUR fast-track for member-state nationals
Family reunification

Company setup

IBCs (International Business Companies) are widely used; substance and reporting are now real. Funds and family-office structures are common.

GmbH and UG (haftungsbeschränkt) are common structures. Notary involvement is required for formation. Tax registration, trade registration (Gewerbeanmeldung), and German GAAP / tax accounting standards apply.

Maltese companies are commonly used for trading, IP holding, and gaming / fintech structures. Substance, accounting, and tax-refund mechanisms are well established but require careful structuring.

SAS and SA are common structures. DGI tax registration and BPS social-security registration follow.

Banking

Banking is selective and source-of-funds focused. Bordercase coordinates introductions through current partners.

Personal banking for residents is well established; certain non-resident structures take longer. SCHUFA history is relevant for residents. Bordercase coordinates introductions for cross-border cases.

Local banking has tightened; EMIs are common supplements. Bordercase coordinates banking introductions through partners with current relationships.

Residency unlocks personal banking. Uruguay has historically been a HNW banking destination in the region; standards have tightened materially.

Family

Family inclusion is supported on most routes. International schools are concentrated on New Providence.

Family reunification is well supported. Schools (public, private, bilingual, and international) are widely available; international schools are concentrated in major cities.

Family reunification is supported on most routes. Schooling and healthcare are accessible to legal residents.

Family reunification is supported. Schools (public, private, bilingual, international) are concentrated in Montevideo and Punta del Este.

Risks

Risks Bordercase watches for in the Bahamas:

Economic substance reporting
Property due diligence
Reputational handling around offshore structures

Risks Bordercase watches for in Germany:

Tax residency triggers (183 days + centre of interests)
Late VAT registration on cross-border services
Language and bureaucratic friction in some Länder
Freiberufler vs Gewerbe classification disputes

Risks Bordercase watches for in Malta:

Substance requirements (real operations, real director time)
Tax classification disputes
Banking timelines - EU-wide AML pressure
EU anti-abuse rules tighten ongoing

Risks Bordercase watches for in Uruguay:

Tax residency triggers (the new-resident tax holiday has conditions)
Banking documentation and source-of-funds rigor
Apostille + Spanish translation requirements

Documents

Typical Bahamian documents:

Passport
Source-of-funds evidence
Health and police clearances
Apostilled foreign documents

Typical German residency documents:

Passport
Recognised qualifications (where required)
Contract or business plan
Accommodation evidence (Anmeldung)
Health insurance
Family certificates

Apostilled and translated to German.

Standard EU residency document pack for Malta:

Passport
Criminal record certificate
Proof of income
Health insurance
Accommodation evidence
Marriage / birth certificates for family routes

Apostille or legalisation where required.

Typical Uruguayan documents:

Passport
Apostilled foreign documents
Proof of income or investment
Health insurance
Spanish translations where required