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	Antigua and Barbuda Central America & Caribbean	Serbia Europe	Croatia Europe
Overview	Antigua and Barbuda is a Caribbean jurisdiction with a long-standing Citizenship by Investment programme and structured residency / corporate options. Bordercase coordinates with authorised local agents.	Serbia is an attractive non-EU European jurisdiction for founders, IT professionals, and remote workers - with accessible residency and competitive costs. Bordercase coordinates with licensed Serbian partners for filings.	Croatia is a Schengen-member EU country with structured residency routes for skilled workers, digital nomads, and family relocation. Bordercase coordinates with licensed Croatian partners for filings.
Best for	Second passport English admin Caribbean residency	Founders IT professionals Cost of living Regional hub	Digital nomads Families EU access Coastal living
Currency	XCD	RSD	EUR
Language	English	Serbian	Croatian
Time zone	UTC-4	UTC+1	UTC+1
EU member	No	No	Yes
Schengen	No	No	Yes
Residency	Antigua & Barbuda routes: Citizenship by Investment (CBI) via fund contribution or qualifying real-estate investment Standard work permits Family routes including spouse, dependent children and parents under conditions	Serbian residency routes: Temporary residence via employment Self-employment / business Real-estate ownership Family reunification IT-focused residency framework Permanent residence typically after 3 years of continuous temporary residence.	Croatian residency routes: Employment-based residence Digital Nomad Residence Permit - remote workers Business / self-employment Family reunification EU citizen-derivative routes
Company setup	IBCs are common in international structures. Reporting and substance frameworks have tightened.	DOO (limited liability) is the standard structure. Formation is well-documented, with online steps available. Tax registration (PIB) and APR (Business Registers Agency) registration follow.	d.o.o. (limited liability) is the standard structure; jednostavno d.o.o. is a simplified low-capital variant. Formation involves notary and court registration. Tax and VAT registration follow.
Banking	Banking is selective. KYC and source-of-funds documentation are central. Bordercase coordinates banking introductions.	Personal and corporate banking for residents is broadly accessible. Source-of-funds documentation matters for non-standard cases. Bordercase coordinates banking introductions.	Resident banking is broadly accessible; corporate banking depends on activity. Bordercase coordinates introductions for cross-border cases.
Family	CBI applications can include qualifying dependents under conditions.	Family reunification is supported. International schools (English, French, Russian) are available in Belgrade.	Family reunification is supported. International schools are available in Zagreb and along the coast.
Risks	Risks Bordercase watches for: Programme parameters change Due diligence has tightened Reputational and revocation risks if information is misrepresented	Risks Bordercase watches for in Serbia: Tax residency triggers VAT registration timing Processing variations between MUP offices EU Schengen access requires planning for cross-border travel	Risks Bordercase watches for in Croatia: Tax residency triggers Processing variations Digital nomad permit renewal rules and re-entry constraints
Documents	Typical CBI documents: Passport Due diligence questionnaires Source-of-funds evidence (extensive) Family certificates with apostille and translation	Typical Serbian residency documents: Passport Criminal record certificate Proof of address Basis for residence (employment, business, etc.) Health insurance Family certificates Apostilled and translated to Serbian.	Typical Croatian residency documents: Passport Criminal record certificate Proof of accommodation Health insurance Employment / income evidence Family certificates Apostilled and translated to Croatian.

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