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	Antigua and Barbuda Central America & Caribbean	Croatia Europe	Paraguay Latin America
Overview	Antigua and Barbuda is a Caribbean jurisdiction with a long-standing Citizenship by Investment programme and structured residency / corporate options. Bordercase coordinates with authorised local agents.	Croatia is a Schengen-member EU country with structured residency routes for skilled workers, digital nomads, and family relocation. Bordercase coordinates with licensed Croatian partners for filings.	Paraguay offers one of the more accessible residency routes in Latin America for individuals seeking a second residence. Bordercase coordinates with licensed Paraguayan partners for filings.
Best for	Second passport English admin Caribbean residency	Digital nomads Families EU access Coastal living	Second residency Low day-count Cost of living Latin America
Currency	XCD	EUR	PYG
Language	English	Croatian	Spanish / Guaraní
Time zone	UTC-4	UTC+1	UTC-4
EU member	No	Yes	No
Schengen	No	Yes	No
Residency	Antigua & Barbuda routes: Citizenship by Investment (CBI) via fund contribution or qualifying real-estate investment Standard work permits Family routes including spouse, dependent children and parents under conditions	Croatian residency routes: Employment-based residence Digital Nomad Residence Permit - remote workers Business / self-employment Family reunification EU citizen-derivative routes	Paraguay residency routes: Permanent residency via proof of solvency / qualifying income - the standard route Family inclusion on the main application Physical-presence requirements are relatively low compared to other jurisdictions.
Company setup	IBCs are common in international structures. Reporting and substance frameworks have tightened.	d.o.o. (limited liability) is the standard structure; jednostavno d.o.o. is a simplified low-capital variant. Formation involves notary and court registration. Tax and VAT registration follow.	SRL (Limited Liability) and SA (Joint Stock) structures are available; entity setup is well-supported by local partners. Substance and reporting requirements should be confirmed at setup.
Banking	Banking is selective. KYC and source-of-funds documentation are central. Bordercase coordinates banking introductions.	Resident banking is broadly accessible; corporate banking depends on activity. Bordercase coordinates introductions for cross-border cases.	Personal banking for residents is accessible. Bordercase coordinates introductions and documentation prep.
Family	CBI applications can include qualifying dependents under conditions.	Family reunification is supported. International schools are available in Zagreb and along the coast.	Family inclusion on residency applications is supported. Schools (Spanish-language and limited international) are concentrated in Asunción.
Risks	Risks Bordercase watches for: Programme parameters change Due diligence has tightened Reputational and revocation risks if information is misrepresented	Risks Bordercase watches for in Croatia: Tax residency triggers Processing variations Digital nomad permit renewal rules and re-entry constraints	Risks Bordercase watches for in Paraguay: Residency vs tax residency confusion Document apostille and translation requirements must be tracked carefully Some originating countries are subject to additional scrutiny Real-world banking outside Paraguay may not change because of Paraguayan residency
Documents	Typical CBI documents: Passport Due diligence questionnaires Source-of-funds evidence (extensive) Family certificates with apostille and translation	Typical Croatian residency documents: Passport Criminal record certificate Proof of accommodation Health insurance Employment / income evidence Family certificates Apostilled and translated to Croatian.	Typical Paraguay documents: Passport Criminal record certificate (origin country + any country of residence in last 5 years) Marriage / birth certificates for family Proof of income or solvency (savings / pension / business) All documents apostilled and translated to Spanish.

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