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	Antigua and Barbuda Central America & Caribbean	Croatia Europe	Cayman Islands Central America & Caribbean
Overview	Antigua and Barbuda is a Caribbean jurisdiction with a long-standing Citizenship by Investment programme and structured residency / corporate options. Bordercase coordinates with authorised local agents.	Croatia is a Schengen-member EU country with structured residency routes for skilled workers, digital nomads, and family relocation. Bordercase coordinates with licensed Croatian partners for filings.	The Cayman Islands is an established offshore financial centre and a long-standing jurisdiction for fund, family-office, and holding structures. Bordercase coordinates with licensed Caymanian partners.
Best for	Second passport English admin Caribbean residency	Digital nomads Families EU access Coastal living	Funds Holding structures HNW English admin
Currency	XCD	EUR	KYD
Language	English	Croatian	English
Time zone	UTC-4	UTC+1	UTC-5
EU member	No	Yes	No
Schengen	No	Yes	No
Residency	Antigua & Barbuda routes: Citizenship by Investment (CBI) via fund contribution or qualifying real-estate investment Standard work permits Family routes including spouse, dependent children and parents under conditions	Croatian residency routes: Employment-based residence Digital Nomad Residence Permit - remote workers Business / self-employment Family reunification EU citizen-derivative routes	Cayman Islands residency routes: Certificate of Permanent Residence for Persons of Independent Means - qualifying investment Residency Certificate (Substantial Business Presence) - operating a qualifying business Work permits for employer-sponsored roles Family routes
Company setup	IBCs are common in international structures. Reporting and substance frameworks have tightened.	d.o.o. (limited liability) is the standard structure; jednostavno d.o.o. is a simplified low-capital variant. Formation involves notary and court registration. Tax and VAT registration follow.	Exempted Companies, LLCs, and partnerships are widely used in fund and holding structures. Economic substance rules apply to relevant activities.
Banking	Banking is selective. KYC and source-of-funds documentation are central. Bordercase coordinates banking introductions.	Resident banking is broadly accessible; corporate banking depends on activity. Bordercase coordinates introductions for cross-border cases.	Banking is mature but selective. Source-of-funds documentation is central. Bordercase coordinates introductions through current partners.
Family	CBI applications can include qualifying dependents under conditions.	Family reunification is supported. International schools are available in Zagreb and along the coast.	Family inclusion is supported on most residency routes. International schools are concentrated on Grand Cayman.
Risks	Risks Bordercase watches for: Programme parameters change Due diligence has tightened Reputational and revocation risks if information is misrepresented	Risks Bordercase watches for in Croatia: Tax residency triggers Processing variations Digital nomad permit renewal rules and re-entry constraints	Risks Bordercase watches for in the Cayman Islands: Economic substance reporting and audit Reputational handling around offshore structures KYC tightening across the industry
Documents	Typical CBI documents: Passport Due diligence questionnaires Source-of-funds evidence (extensive) Family certificates with apostille and translation	Typical Croatian residency documents: Passport Criminal record certificate Proof of accommodation Health insurance Employment / income evidence Family certificates Apostilled and translated to Croatian.	Typical Cayman documents: Passport Source-of-funds evidence Health and police clearances Apostilled foreign documents Family certificates for dependents

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